4539 E Cortez St, Phoenix, AZ 85028 Property Records

Maricopa County property record for 4539 E Cortez St, Phoenix, AZ 85028

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,325 sqft · built 1980
Lot Size0.192 acres (8,356 sqft)
Owner2 Company Names on Record
Last Sale$725,000 (Mar 2023)
Tax Bill$2,224 (2025)
Deeds & MortgagesDec 2025 Mortgage
Mar 2023 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN167-45-095

Property Details

APN / Parcel Number

Primary APN167-45-095
Alternative APN
  • 167450952

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,325 sqft Living Area
Gross Area2,763 sqft
1st Floor Area2,325 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Exterior MaterialStucco
Construction TypeConcrete Block
Roof MaterialBuilt-Up Asphalt
Lot Area8,356 sqft (0.192 acres)
Parking Spaces2 Parking Spaces
Pool Area360 sqft
PorchSlab
Patio Area438 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address4539 E CORTEZ ST
CityPHOENIX
StateAZ
Zip85028-2318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePAD-MD
Legal DescriptionVILLAGE FAIRWAYS MCR 221-47
Legal Range4E
Legal Township3N
Legal Section19
Legal SubdivisionVILLAGE FAIRWAYS
Legal Lot Number94
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group3
Census Block3011
Census Tract103208

Owner

Source: Maricopa County records, as of December 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4539 E CORTEZ ST, PHOENIX, AZ 85028-2318
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2025Deed of Trust, Mortgage · Conventional Mortgage
PREMIER LENDING INC
Mar 9, 2023Warranty Deed, Transfer · Conventional Mortgage
PREMIER LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2023 · Amount on Record
Deed SaleMar 9, 2023 · Amount on Record
Prior SaleNov 1, 2016
Deed Document Number2023120284
Last Transfer DateMay 20, 2024
Transfer Doc0000266704
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4539 E CORTEZ ST, PHOENIX, AZ 85028-2318
Transaction TypeMortgage
Record UpdatedDec 23, 2025
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4539 E CORTEZ ST, PHOENIX, AZ 85028-2318

Mortgage

Document Number0000711110
DateDec 10, 2025
Instrument20250711110
Lender
NamePREMIER LENDING INC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2041

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateMar 9, 2023
Property Address4539 E CORTEZ ST, PHOENIX, AZ 85028-2318
Document Number0000120284
Map ReferenceMB 221 PG 47
Instrument DateFeb 9, 2023
Instrument20230120284
Transaction TypeTransfer
Record UpdatedMar 20, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address909 E NORTHERN AVE APT 253, 253, PHOENIX, AZ 85020-4194

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4539 E CORTEZ ST, PHOENIX, AZ 85028-2318

Mortgage

Document Number0000120285
DateMar 9, 2023
Instrument20230120285
Lender
NamePREMIER LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictScottsdale Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$63,260 (+102.25%)$632,600 (-9.46%) Land $126,500 Building $506,100
2025$2,224.00 (+7.86%)$31,278 (-56.79%)$698,700 (-3.47%) Land $139,700 Building $559,000
2024$72,380 (+26.38%)$723,800 (+26.38%) Land $144,700 Building $579,100
2023$2,062.00 (+22.81%)$57,270 Land $11,450 Building $45,820$572,700 Land $114,500 Building $458,200
2022$1,679.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 99.4% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people · EPA ID AZ0407025
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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