1. Home
  2. Michigan
  3. Muskegon County
  4. Whitehall
  5. Clark St

4545 Clark St, Whitehall, MI 49461 Property Records

Muskegon County property record for 4545 Clark St, Whitehall, MI 49461 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2018
Square Footage2,113 sqft Living Area
Lot Size430,373 sqft (9.88 acres)
Garage666 sqft
OccupancyOwner Occupied
Tax Bill$5,933.00 (2025)

Property Details

APN / Parcel Number

Primary APN61-06-104-300-0001-21
Alternative APN
  • 06104300000121

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,113 sqft Living Area
1st Floor2,113 sqft 1st Floor
Basement Area2,113 sqft Basement
Unfinished Basement2,060 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Lot Area430,373 sqft (9.88 acres)
Parking Spaces2 Parking Spaces
Garage Area666 sqft Garage

Location & Zoning

Street Address4545 CLARK ST
CityWHITEHALL
StateMI
Zip49461-9771
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFRUITLAND TOWNSHIP SEC 4 T11N R17W E 1/2 OF W 1/2 OF NW 1/4 OF SW 1/4 DESC AS: COM AT W 1/4 COR OF SD SEC TH N 88D 48M 57S E
Legal Range17W
Legal Township11N
Legal Section04
JurisdictionMUSKEGON MI
Minor Civil DivisionFRUITLAND
Census Blockgroup2
Census Block2038
Census Tract3701

Owner

Source: Muskegon County records · APN 61-06-104-300-0001-21

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4545 CLARK ST, WHITEHALL, MI 49461-9771
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Deed of Trust, Mortgage · Line of Credit
HARBORLIGHT CU
Aug 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
HARBORLIGHT CU
Dec 11, 2020Loan Modification, Mortgage · Conventional Mortgage
HARBORLIGHT CU
May 12, 2020Loan Modification, Mortgage
HARBORLIGHT CU
Feb 07, 2020Loan Modification, Mortgage
HARBORLIGHT CU
Oct 29, 2019Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
HARBORLIGHT CU
Aug 06, 2019Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
HARBORLIGHT CU
May 06, 2019Loan Modification, Mortgage · Conventional Mortgage
HARBORLIGHT CU
May 15, 2018Deed of Trust, Construction Loan · Building or Construction Mortgage
HARBORLIGHT CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address4545 CLARK ST, WHITEHALL, MI 49461-9771
Transaction TypeMortgage
Record UpdatedAug 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4545 CLARK ST, WHITEHALL, MI 49461-9771

Mortgage

Document Number004334/790
DateJul 24, 2023
Book Page4334/790
Instrument5800381
Lender
NameHARBORLIGHT CU
TypeCredit Union
AddressWHITEHALL, MI 49461
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 23, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Property Address4545 CLARK ST, WHITEHALL, MI 49461-9771
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005695258
DateAug 10, 2020
Book Page4229/565
Instrument5695258
Lender
NameHARBORLIGHT CU
TypeCredit Union
AddressWHITEHALL, MI 49461
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 10, 2050

December 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMUSKEGON MI
Property Address4545 CLARK ST, WHITEHALL, MI 49461-9771
Document Number0005708548
Instrument DateDec 11, 2020
Transaction TypeMortgage
Record UpdatedJan 13, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address2151 COGSWELL DR WHITEHALL MI 494611848, WHITEHALL, MI 49461-1848

Mortgage

Document Number0005708548
DateDec 21, 2020
Book Page004242/000868
Instrument5708548
Lender
NameHARBORLIGHT CU
TypeCredit Union
AddressWHITEHALL, MI 49461
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 20, 2050
Interest
Rate2.87%

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMUSKEGON MI
Property Address4545 CLARK ST, WHITEHALL, MI 49461-9771
Document Number0005690382
Instrument DateMay 12, 2020
Transaction TypeMortgage
Record UpdatedAug 04, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
AddressCLARK ST WHITEHALL MI 49461, WHITEHALL, MI 49461

Mortgage

Document Number0005690382
DateJun 29, 2020
Book Page004224/000684
Instrument5690382
Lender
NameHARBORLIGHT CU
TypeCredit Union
AddressWHITEHALL, MI 49461
Agreement
AmountAmount Recorded
Term12 Months
DueJun 28, 2021
Interest
Rate4.87%

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMUSKEGON MI
Property Address4545 CLARK ST, WHITEHALL, MI 49461-9771
Document Number0005677842
Instrument DateFeb 07, 2020
Transaction TypeMortgage
Record UpdatedMar 03, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4545 CLARK ST WHITEHALL MI 494619771, WHITEHALL, MI 49461-9771

Mortgage

Document Number0005677842
DateFeb 10, 2020
Book Page004212/000132
Instrument5677842
Lender
NameHARBORLIGHT CU
TypeCredit Union
AddressWHITEHALL, MI 49461
Agreement
AmountAmount Recorded
Term12 Months
DueFeb 09, 2021
Interest
Rate4.87%

October 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMUSKEGON MI
Property Address4545 CLARK ST, WHITEHALL, MI 49461-9771
Document Number0005669869
Instrument DateOct 29, 2019
Transaction TypeMortgage
Record UpdatedNov 25, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
AddressCLARK ST WHITEHALL MI 49461, WHITEHALL, MI 49461

Mortgage

Document Number0005669869
DateNov 05, 2019
Book Page004204/000151
Instrument5669869
Lender
NameHARBORLIGHT CU
TypeCredit Union
AddressWHITEHALL, MI 49461
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term12 Months
DueNov 04, 2020
Interest
Rate4.87%

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMUSKEGON MI
Property Address4545 CLARK ST, WHITEHALL, MI 49461-9771
Document Number0005662028
Instrument DateAug 06, 2019
Transaction TypeMortgage
Record UpdatedAug 23, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address4545 CLARK ST WHITEHALL MI 494619771, WHITEHALL, MI 49461-9771

Mortgage

Document Number0005662028
DateAug 06, 2019
Book Page004196/000302
Instrument5662028
Lender
NameHARBORLIGHT CU
TypeCredit Union
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Interest
Rate4.87%

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMUSKEGON MI
Property Address4545 CLARK ST, WHITEHALL, MI 49461-9771
Document Number0005654867
Instrument DateMay 06, 2019
Transaction TypeMortgage
Record UpdatedMay 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
AddressCLARK ST WHITEHALL MI 49461, WHITEHALL, MI 49461

Mortgage

Document Number0005654867
DateMay 06, 2019
Book Page004189/000134
Instrument5654867
Lender
NameHARBORLIGHT CU
TypeCredit Union
AddressWHITEHALL, 49461
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate4.87%

May 2018: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMUSKEGON MI
Recording DateMay 15, 2018
Property Address4545 CLARK ST, WHITEHALL, MI 49461-9771
Document Number0005623058
Book / Page004157 / 000295
Instrument DateMay 11, 2018
Instrument5623058
Transaction TypeConstruction Loan
Record UpdatedAug 04, 2020
Title CompanyLIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address3601 ORSHAL RD WHITEHALL MI 494619694, WHITEHALL, MI 49461-9694

Mortgage

Document Number0005623058
DateMay 15, 2018
Book Page004157/000295
Instrument5623058
Lender
NameHARBORLIGHT CU
TypeCredit Union
AddressWHITEHALL, MI 49461
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 14, 2019

Tax Assessment & Valuation

Source: Muskegon County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMuskegon County
County SubdivisionFruitland Township
Unified School DistrictWhitehall School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$334,800 (+7.48%)$669,600 (+7.48%)
2025$5,933.00 Homeowner's exemption$311,500$623,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Muskegon County (26121C), updated October 6, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Clark St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures