4460 Clark St, Whitehall, MI 49461 Property Records

Muskegon County property record for 4460 Clark St, Whitehall, MI 49461

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,749 sqft · built 1985
Lot Size	7.39 acres (321,908 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Nov 2021)
Tax Bill	$4,569 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Jan 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06104100003100`

Property Details

APN / Parcel Number

Primary APN	`06104100003100`
Alternative APN	`61-06-104-100-0031-00`

Interior

Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,749 sqft Living Area
1st Floor Area	1,737 sqft
Basement Area	1,632 sqft
Unfinished Basement	1,632 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	321,908 sqft (7.39 acres)
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4460 CLARK ST
City	WHITEHALL
State	MI
Zip	49461-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	FRUITLAND TOWNSHIP SEC 4 T11N R17W PT OF NW 1/4 OF SEC 4 T11N R17W LYING SLY OF C/L OF WILDCAT CREEK DESC AS BEG ON E/W 1
Legal Range	17W
Legal Township	11N
Legal Section	04
Legal Subdivision	LYING SLY OF C/L OF WILDCAT CREEK
Jurisdiction	MUSKEGON MI
Township / Civil Division	FRUITLAND
Census Block Group	2
Census Block	2026
Census Tract	3701

Owner

4460 Clark St is owned and occupied by an individual who bought it in November 2021.

Source: Muskegon County records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	4460 CLARK ST, WHITEHALL, MI 49461-9771
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jan 16, 2024	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Nov 24, 2021	Warranty Deed, Transfer · Conventional Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 24, 2021 · Amount on File
Deed Sale	Nov 24, 2021 · Amount on File
Prior Sale	Oct 24, 2005 · Amount on File
Deed Document Number	20215747238
Deed Book / Page	4281 / 596
Prior Transfer Date	Aug 26, 2004
Prior Transfer Doc	3634/354
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4460 CLARK ST, WHITEHALL, MI 49461-9771
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 CLARK ST, WHITEHALL, MI 49461-9771

Mortgage

Document Number	004411/402
Date	Mar 18, 2026
Book Page	4411/402
Instrument	5876922

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	4460 CLARK ST, WHITEHALL, MI 49461-9771
Transaction Type	Mortgage
Record Updated	Jan 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 CLARK ST, WHITEHALL, MI 49461-9771

Mortgage

Document Number	004346/726
Date	Jan 16, 2024
Book Page	4346/726
Instrument	5812305

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Nov 24, 2021
Property Address	4460 CLARK ST, WHITEHALL, MI 49461-9771
Document Number	004281/596
Book / Page	4281 / 596
Instrument Date	Nov 24, 2021
Instrument	5747238
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,752.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4460 CLARK ST, 4460, WHITEHALL, MI 49461-9771

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 CLARK ST, WHITEHALL, MI 49461-9771

Mortgage

Document Number	0004281597
Date	Nov 24, 2021
Instrument	4281/597

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4460 Clark St was $4,569 with a homeowner's exemption, down 4.1% from the year before.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	Fruitland Township
Unified School District	Whitehall School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,100 (+9.53%)	$432,200 (+9.53%)
2025	$4,569.00 (-4.09%) Homeowner's exemption	$197,300	$394,600
2024	$4,764.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4460 Clark St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4460 Clark St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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