4544 Sailmaker Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 4544 Sailmaker Ln, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,797 sqft · built 2023
Lot Size	0.361 acres (15,721 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,150,000 (May 2025)
Tax Bill	$12,898 (2025)
Deeds & Mortgages	Jul 2021 Construction Loan Sep 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-3132-0`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-3132-0`
Alternative APNs	`00-2S-22-0000-0001-A620` `00-2S-22-3450-0000-0020` `22S200345000000020`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	4,797 sqft Living Area
Gross Area	6,916 sqft
1st Floor Area	3,481 sqft
Flooring	Stone
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	15,721 sqft (0.361 acres)
Garage Type	Attached
Garage Area	870 sqft
Porch	Finished/Open Porch
Patio Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4548 SAILMAKER LN
City	DESTIN
State	FL
Zip	32541-5727
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRADEWINDS AT REGATTA BAY LOT 2
Legal Subdivision	TRADEWINDS AT REGATTA BAY
Legal Phase	2
Legal Block	1
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 WATERFORD TER, SUNRISE BEACH, MO 65079-5454
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Construction Mortgage THE FIRST A NATIONAL BANKING ASSN
Sep 24, 2019	Warranty Deed, Transfer NOT AVAILABLE
Sep 24, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2025 · Amount on Record
Deed Sale	May 9, 2025 · Amount on Record
Prior Sale	Sep 22, 2023 · Amount on Record
Deed Document Number	20253753145
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4544 SAILMAKER LN, DESTIN, FL 32541-5727
Transaction Type	Mortgage
Record Updated	Dec 9, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4471 LEGENDARY DR, DESTIN, FL 32541-5324

Mortgage

Document Number	0035594449
Date	Jul 13, 2021
Book Page	3559/4449
Instrument	3471109

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	NICEVILLE, FL 32578

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 24, 2019
Property Address	4548 SAILMAKER LN, DESTIN, FL 32541-5727
Document Number	0034203164
Book / Page	003420 / 003164
Instrument Date	Sep 19, 2019
Instrument	3306909
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	4471 LEGENDARY DR DESTIN FL 325415324, DESTIN, FL 32541-5324

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 24, 2019
Property Address	4548 SAILMAKER LN, DESTIN, FL 32541-5727
Document Number	0034203154
Book / Page	003420 / 003154
Instrument Date	Sep 19, 2019
Instrument	3306907
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$4,305.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4471 LEGENDARY DR DESTIN FL 325415324, DESTIN, FL 32541-5324

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,898.00 (+2,060.47%)	$1,269,038 (+2,019.48%)	$1,890,155 (+3,056.84%) Land $277,749 Building $1,612,406
2023	$597.00 (+6.04%)	$59,875 (+5%) Land $59,875	$59,875 (+5%) Land $59,875
2022	$563.00	$57,024 Land $57,024	$57,024 Land $57,024

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2023) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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