4559 Sailmaker Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 4559 Sailmaker Ln, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,035 sqft · built 2000
Lot Size	0.258 acres (11,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,599,000 (Apr 2022)
Tax Bill	$12,976 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-590-1004-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-590-1004-1`
Alternative APNs	`00-2S-22-2094-000A-0050` `22S2002094000A0050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,035 sqft Living Area
Gross Area	5,084 sqft
1st Floor Area	3,035 sqft
Flooring	Tile
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	11,234 sqft (0.258 acres)
Garage Type	Attached
Garage Area	670 sqft
Porch	Florida Room
Porch Area	1,379 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4559 SAILMAKER LN
City	DESTIN
State	FL
Zip	32541-5729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REGATTA PATIO HOMES LOT 5 BLK A
Legal Subdivision	REGATTA PATIO HOMES
Legal Block	A
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2001
Census Tract	23308

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4559 SAILMAKER LN, DESTIN, FL 32541-5729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Dec 13, 2017	Special Warranty Deed, Transfer LANDCASTLE TITLE LLC
Mar 3, 2017	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Dec 13, 2017 · Amount on Record
Deed Document Number	20223539241
Deed Book / Page	3613 / 4582
Prior Transfer Date	Jul 27, 2015
Prior Transfer Doc	0032091138
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 1, 2022
Property Address	4559 SAILMAKER LN, DESTIN, FL 32541-5729
Document Number	0036134582
Book / Page	3613 / 4582
Map Reference	MB 18 PG 1&2
Instrument Date	Mar 31, 2022
Instrument	3539241
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE PLLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,193.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 856, PARAGOULD, AR 72451-0856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4559 SAILMAKER LN, DESTIN, FL 32541-5729

Mortgage

Document Number	0036134585
Date	Apr 1, 2022
Instrument	3613/4585

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	May 5, 2048

December 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Dec 13, 2017
Property Address	4559 SAILMAKER LN, DESTIN, FL 32541-5729
Document Number	0033293371
Book / Page	3329 / 3371
Map Reference	MB18 PG1&2
Instrument Date	Nov 9, 2017
Instrument	3177498
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	LANDCASTLE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 BEATTIE PL STE 110, 55, GREENVILLE, SC 29601-5115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 856, PARAGOULD, AR 72451-0856

March 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OKALOOSA FL
Recording Date	Mar 3, 2017
Property Address	4559 SAILMAKER LN, DESTIN, FL 32541-5729
Document Number	0032893717
Book / Page	003289 / 003717
Instrument Date	Feb 10, 2017
Instrument	3121057
Transaction Type	Foreclosure
Record Updated	Apr 10, 2017

Transaction

Amount	Amount Recorded
Tax	$3,367.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,976.00 (-12.52%) Homeowner's exemption	$1,271,469 (-8.88%)	$1,526,353 (+9.38%) Land $277,749 Building $1,248,604
2023	$14,833.00 (+49.51%)	$1,395,411 (+18.16%) Land $244,677 Building $1,150,734	$1,395,411 (+18.16%) Land $244,677 Building $1,150,734
2022	$9,921.00	$1,180,967 Land $222,434 Building $958,533	$1,180,967 Land $222,434 Building $958,533

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1995–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2018 · other causes

Coastal Barrier Resources

Source: USFWS Coastal Barrier Resources System, as of December 19, 2024

Coastal Barrier Resources System	Yes
Unit	P32 “Moreno Point”
Unit Type	System Unit
Designated	Oct 18, 1982
NFIP Eligibility	Not eligible (built 2000) built after the Oct 1, 1983 cutoff · private flood insurance only

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Wildstar Networks.

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