Manatee County property record for 4543 Terrazza Ct, Bradenton, FL 34211
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,261 sqft · built 2019 |
| Lot Size | 0.288 acres (12,526 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $995,000 (Aug 2026) |
| Tax Bill | $13,283 (2024) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Mar 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5800-5295-9 |
| Primary APN | 5800-5295-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,261 sqft Living Area |
| Gross Area | 3,281 sqft |
| 1st Floor Area | 2,261 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 12,526 sqft (0.288 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 516 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4543 TERRAZZA CT |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34211-2206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU |
| Legal Description | LOT 766, ESPLANADE PH VIII SUBPH A & B PI#5800.5295/9 |
| Legal Range | 19E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | ESPLANADE PHASE VIII SUBPHASE A & B |
| Legal Lot Number | 766 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | MYAKKA CITY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2019 |
Source: Manatee County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 27635 STERLING BLVD, MILLSBORO, DE 19966-7169 |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Aug 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Mar 28, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ACHIEVA CU |
| Dec 9, 2019 | Grant Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2026 · Amount on Record |
| Deed Sale | Aug 24, 2026 · Amount on Record |
| Prior Sale | Mar 28, 2023 · Amount on Record |
| Deed Document Number | 202697807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Aug 24, 2026 |
| Property Address | 4543 TERRAZZA CT, BRADENTON, FL 34211-2206 |
| Document Number | 0000097807 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 202697807 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2026 |
| Title Company | PROPERTIES TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $703,465.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27635 STERLING BLVD, MILLSBORO, DE 19966-7169 |
| Document Number | 0000097808, |
|---|---|
| Date | Aug 24, 2026 |
| Instrument | 202697808 |
| Name | CHAMPIONS FUNDING LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Mar 28, 2023 |
| Property Address | 4543 TERRAZZA CT, BRADENTON, FL 34211-2206 |
| Document Number | 0041031384 |
| Map Reference | MB 62 PG 152-163 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 202341031384 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,385.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 48007 SOUTH ARVILLA DRIVE, TOLEDO, OH 43623 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4543 TERRAZZA CT, LAKEWOOD RANCH, FL 34211-2206 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 4543 TERRAZZA CT, BRADENTON, FL 34211-2206 |
| Document Number | 0041055150 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/FL INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4543 TERRAZZA CT BRADENTON FL 342112206, BRADENTON, FL 34211-2206 |
| Document Number | 0041055150 |
|---|---|
| Date | Jun 2, 2020 |
| Instrument | 41055150 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | DUNEDIN, FL 34698 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Dec 9, 2019 |
| Property Address | 4543 TERRAZZA CT, BRADENTON, FL 34211-2206 |
| Document Number | 0028166002 |
| Book / Page | 002816 / 006002 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 41123096 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4543 TERRAZZA CT BRADENTON FL 342112206, BRADENTON, FL 34211-2206 |
| Document Number | 28166004 |
|---|---|
| Date | Dec 9, 2019 |
| Book Page | 002816/006004 |
| Instrument | 41123097 |
| Name | TAYLOR MORRISON HOME FUNDING |
|---|---|
| Type | Funding / Finance Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 8, 2049 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $767,061 (-0.92%) Land $188,700 Building $578,361 | $767,061 (-0.92%) Land $188,700 Building $578,361 | |
| 2025 | $774,205 (+39.77%) Land $188,700 Building $585,505 | $774,205 (-4.86%) Land $188,700 Building $585,505 | |
| 2024 | $13,283.00 (+42.97%) | ||
| 2023 | $9,291.00 (+2.49%) Homeowner's exemption | $553,899 (+3%) | $813,796 (+25.55%) Land $188,700 Building $625,096 |
| 2022 | $9,065.00 Homeowner's exemption | $537,766 | $648,172 Land $185,000 Building $463,172 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 260 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 260 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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