Manatee County property record for 4540 Terrazza Ct, Bradenton, FL 34211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,421 sqft · built 2019 |
| Lot Size | 0.21 acres (9,159 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $535,000 (Dec 2019) |
| Tax Bill | $9,143 (2024) |
| Deeds & Mortgages | Jun 2025 Line of Credit Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5800-5215-9 |
| Primary APN | 5800-5215-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,421 sqft Living Area |
| Gross Area | 3,407 sqft |
| 1st Floor Area | 2,421 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 9,159 sqft (0.21 acres) |
| View / Lot | Standard |
| Garage Type | Attached |
| Garage Area | 561 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 425 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4540 TERRAZZA CT |
|---|---|
| City | BRADENTON |
| State | FL |
| Zip | 34211-2205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-MU |
| Legal Description | LOT 750, ESPLANADE PH VIII SUBPH A & B PI#5800.5215/9 |
| Legal Range | 19E |
| Legal Township | 35S |
| Legal Section | 09 |
| Legal Subdivision | ESPLANADE PHASE VIII SUBPHASE A & B |
| Legal Lot Number | 750 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | MYAKKA CITY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2019 |
Source: Manatee County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4540 TERRAZZA CT, BRADENTON, FL 34211-2205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Dec 5, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2019 · Amount on Record |
| Deed Sale | Dec 5, 2019 · Amount on Record |
| Deed Document Number | 2019121658 |
| Deed Book / Page | 2816 / 742 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 4540 TERRAZZA CT, BRADENTON, FL 34211-2205 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4540 TERRAZZA CT, BRADENTON, FL 34211-2205 |
| Document Number | 0041074248 |
|---|---|
| Date | Jun 13, 2025 |
| Instrument | 202541074248 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 26, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Dec 5, 2019 |
| Property Address | 4540 TERRAZZA CT, BRADENTON, FL 34211-2205 |
| Document Number | 0028160742 |
| Book / Page | 002816 / 000742 |
| Instrument Date | Nov 26, 2019 |
| Instrument | 41121658 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,745.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4540 TERRAZZA CT BRADENTON FL 342112205, BRADENTON, FL 34211-2205 |
Source: Manatee County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $585,020 (+2.7%) | $731,395 (-1.03%) Land $117,300 Building $614,095 | |
| 2025 | $569,640 (+5.99%) | $739,032 (-5.38%) Land $117,300 Building $621,732 | |
| 2024 | $9,143.00 (+0.93%) | ||
| 2023 | $9,059.00 (+2.49%) Homeowner's exemption | $537,462 (+3%) | $781,071 (+28.83%) Land $117,300 Building $663,771 |
| 2022 | $8,839.00 Homeowner's exemption | $521,808 | $606,292 Land $115,000 Building $491,292 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 260 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 260 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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