Cumberland County property record for 4543 Josh Ct, Hope Mills, NC 28348
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,544 sqft · built 1998 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $139,000 (Apr 2008) |
| Tax Bill | $1,943 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0424-28-8310 |
| Primary APN | 0424-28-8310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,544 sqft Heated Area |
| 1st Floor Area | 1,256 sqft |
| Bonus Room | Bonus Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Wood Siding |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 183 ft deep x 40.1 ft wide |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 100 sqft |
| Patio Area | 116 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 4543 JOSH CT |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-5638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6A |
| Legal Description | ELK RUN LO:254 SE:05 PL:0092-0050 |
| Legal Subdivision | ELK RUN |
| Legal Block | 28 |
| Legal Lot Number | 254 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | ROCKFISH |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 1604 |
Source: Cumberland County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4543 JOSH CT, HOPE MILLS, NC 28348-5638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WELLSFARGOBANKNA |
| Oct 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2008 · Amount on File |
| Deed Sale | Apr 30, 2008 · Amount on File |
| Prior Sale | Sep 6, 2002 · Amount on File |
| Deed Book / Page | 7875 / 460 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Jun 22, 2026 |
| Property Address | 4543 JOSH CT, HOPE MILLS, NC 28348-5638 |
| Document Number | 0000020755 |
| Book / Page | 12557 / 11 |
| Instrument Date | Jun 18, 2026 |
| Instrument | 202620755 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4543 JOSH CT, HOPE MILLS, NC 28348-5638 |
| Document Number | 0000020755, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 12557/11 |
| Instrument | 202620755 |
| Name | WELLSFARGOBANKNA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.51% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 4543 JOSH CT, HOPE MILLS, NC 28348-5638 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0116030687 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 11603/687 |
| Instrument | 42437 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,943.00 | ||
| 2025 | $1,943.00 (+32.27%) | $174,923 (+40.34%) Land $29,000 Building $145,923 | $174,923 (+40.34%) Land $29,000 Building $145,923 |
| 2024 | $1,469.00 (+2.58%) | $124,645 (-) Land $17,000 Building $107,645 | $124,645 (-) Land $17,000 Building $107,645 |
| 2023 | $1,432.00 (+2.65%) | $124,645 Land $17,000 Building $107,645 | $124,645 Land $17,000 Building $107,645 |
| 2022 | $1,395.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 52% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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