Cumberland County property record for 4522 Josh Ct, Hope Mills, NC 28348
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,630 sqft · built 1998 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $145,000 (Aug 2019) |
| Tax Bill | $1,636 (2026) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0424-28-8615 |
| Primary APN | 0424-28-8615 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,630 sqft Heated Area |
| 1st Floor Area | 1,630 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 129 ft deep x 72.5 ft wide |
| Garage Area | 526 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 102 sqft |
| Deck Area | 156 sqft |
| Patio Area | 156 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 4522 JOSH CT |
|---|---|
| City | HOPE MILLS |
| State | NC |
| Zip | 28348-5638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6A |
| Legal Description | ELK RUN LO:259 SE:05 PL:0092-0050 |
| Legal Subdivision | ELK RUN |
| Legal Block | 28 |
| Legal Lot Number | 259 |
| Jurisdiction | CUMBERLAND NC |
| Township / Civil Division | ROCKFISH |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 1604 |
4522 Josh Ct is owned and occupied by an individual who bought it in August 2019.
Source: Cumberland County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4522 JOSH CT, HOPE MILLS, NC 28348-5638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 3, 2025 | Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE LENDING LLC |
| Sep 1, 2023 | Deed of Trust, Mortgage · VA Mortgage UNITED MORTGAGE LENDING LLC |
| Dec 6, 2022 | Deed of Trust, Mortgage · VA Mortgage LOANUNITED.COM LLC |
| Mar 10, 2022 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Jun 17, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Aug 19, 2020 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Aug 16, 2019 | Warranty Deed, Transfer · VA Mortgage CORNERSTONE HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on File |
| Deed Sale | Aug 16, 2019 · Amount on File |
| Prior Sale | Jul 14, 2010 · Amount on File |
| Deed Document Number | 201925769 |
| Deed Book / Page | 10567 / 717 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 4522 JOSH CT, HOPE MILLS, NC 28348-5638 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2025 |
| Title Company | UNISOURCE NATIONAL LENDER SERVICES LL, UNISOURCE NATL LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 4522 JOSH CT, HOPE MILLS, NC 28348-5638 |
| Document Number | 0123450873 |
|---|---|
| Date | Oct 3, 2025 |
| Book Page | 12345/873 |
| Instrument | 31138 |
| Name | UNITED MORTGAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | 999 W BIG BEAVER RD # 33, TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 4522 JOSH CT, HOPE MILLS, NC 28348-5638 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2023 |
| Title Company | MADISON SETTLEMENTS |
| Name | Verified Name |
|---|---|
| Address | 4522 JOSH CT, HOPE MILLS, NC 28348-5638 |
| Document Number | 0118130200 |
|---|---|
| Date | Sep 1, 2023 |
| Book Page | 11813/200 |
| Instrument | 27873 |
| Name | UNITED MORTGAGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 4522 JOSH CT, HOPE MILLS, NC 28348-5638 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0116290897 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 11629/897 |
| Instrument | 47070 |
| Name | LOANUNITED.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | NORCROSS, GA 30071 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 4522 JOSH CT, HOPE MILLS, NC 28348-5638 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0114140522 |
|---|---|
| Date | Mar 10, 2022 |
| Book Page | 11414/522 |
| Instrument | 10084 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 4522 JOSH CT, HOPE MILLS, NC 28348-5638 |
| Transaction Type | Mortgage |
| Record Updated | Jul 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0111560831 |
|---|---|
| Date | Jun 17, 2021 |
| Book Page | 11156/831 |
| Instrument | 28029 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Property Address | 4522 JOSH CT, HOPE MILLS, NC 28348-5638 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0108500557 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 10850/557 |
| Instrument | 29657 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND NC |
| Recording Date | Aug 16, 2019 |
| Property Address | 4522 JOSH CT, HOPE MILLS, NC 28348-5638 |
| Document Number | 0105670717 |
| Book / Page | 010567 / 000717 |
| Instrument Date | Aug 9, 2019 |
| Instrument | 25769 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4522 JOSH CT HOPE MILLS NC 283485638, HOPE MILLS, NC 28348-5638 |
| Document Number | 105670719 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 010567/000719 |
| Instrument | 25770 |
| Name | CORNERSTONE HM LNDG |
|---|---|
| Address | HOUSTON, TX 77027 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 15, 2049 |
The 2026 property tax bill for 4522 Josh Ct was $1,636.
Source: Cumberland County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cumberland County |
| Unified School District | Cumberland County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,636.00 | ||
| 2025 | $1,636.00 (+49.27%) | $196,518 (+38.96%) Land $29,000 Building $167,518 | $196,518 (+38.96%) Land $29,000 Building $167,518 |
| 2024 | $1,096.00 (+3.49%) | $141,418 (-) Land $17,000 Building $124,418 | $141,418 (-) Land $17,000 Building $124,418 |
| 2023 | $1,059.00 (+6.54%) | $141,418 Land $17,000 Building $124,418 | $141,418 Land $17,000 Building $124,418 |
| 2022 | $994.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4522 Josh Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4522 Josh Ct is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTEVILLE PUBLIC WORKS COMM serves 226,441 people · EPA ID NC0326010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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