4543 el Morado St, Montclair, CA 91763 Property Records

San Bernardino County property record for 4543 el Morado St, Montclair, CA 91763

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,449 sqft · built 1978
Lot Size	0.179 acres (7,776 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Aug 2015)
Tax Bill	$5,012 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1009-312-37-0000`

Property Details

APN / Parcel Number

Primary APN	`1009-312-37-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,449 sqft Living Area
Gross Area	1,953 sqft
1st Floor Area	1,449 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,776 sqft (0.179 acres)
Lot Dimensions	108 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	203 sqft
Patio Area	203 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4543 EL MORADO ST
City	MONTCLAIR
State	CA
Zip	91763-3125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8746 LOT 7
Legal Subdivision	TRACT NO 8746
Legal Tract	8746
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1002
Census Tract	207

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4543 EL MORADO ST, MONTCLAIR, CA 91763-3125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage INTERNATIONAL CITY MORTGAGE INC
May 29, 2020	Quit Claim Deed, Transfer AMPLE FNDG LLC
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2015 · Amount on Record
Deed Sale	Aug 31, 2015 · Amount on Record
Deed Document Number	2015374617
Last Transfer Date	May 21, 2020
Transfer Doc	0000178764
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4543 EL MORADO ST, MONTCLAIR, CA 91763-3125
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FIDELITY NATIONAL TITLE COMPANY LONG B, FIDELITY NATL TTL CO LONG BE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4543 EL MORADO ST, MONTCLAIR, CA 91763-3125

Mortgage

Document Number	0000059372
Date	Feb 8, 2021
Instrument	2021-0059372

Lender

Name	INTERNATIONAL CITY MORTGAGE INC
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	May 29, 2020
Property Address	4543 EL MORADO ST, MONTCLAIR, CA 91763-3125
Document Number	0000178764
Instrument Date	May 21, 2020
Instrument	178764
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4543 EL MORADO ST MONTCLAIR CA 917633125, MONTCLAIR, CA 91763-3125

Mortgage

Document Number	178765
Date	May 29, 2020
Instrument	178765

Lender

Name	AMPLE FNDG LLC
Address	NORCO, CA 92860

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	4543 EL MORADO ST, MONTCLAIR, CA 91763-3125
Document Number	0000200447
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4543 EL MORADO ST MONTCLAIR CA 917633125, MONTCLAIR, CA 91763-3125

Mortgage

Document Number	0000200447
Date	Jun 1, 2018
Instrument	200447

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2048

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Montclair City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$464,876 (+2%) Land $162,706 Building $302,170
2025	$5,012.00 (+5.27%)	$455,761 (+4.04%) Land $159,516 Building $296,245
2023	$4,761.00 (+1.34%)	$438,063 Land $153,322 Building $284,741
2022	$4,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTE VISTA WD serves 56,390 people · EPA ID CA3610029
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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