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4528 el Morado St, Montclair, CA 91763 Property Records

San Bernardino County property record for 4528 el Morado St, Montclair, CA 91763

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,493 sqft · built 1978
Lot Size0.154 acres (6,710 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Oct 2025)
Tax Bill$2,149 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1009-312-35-0000

Property Details

APN / Parcel Number

Primary APN1009-312-35-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,493 sqft Living Area
Gross Area1,955 sqft
1st Floor Area1,493 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleModern
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,710 sqft (0.154 acres)
Lot Dimensions110 ft deep x 61 ft wide
View / LotAverage
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area260 sqft
Patio Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4528 EL MORADO ST
CityMONTCLAIR
StateCA
Zip91763-3113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 8746 LOT 5
Legal Subdivision136M71
Legal Tract8746
Legal Block1
Legal Lot Number5
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionONTARIO
Census Block Group1
Census Block1002
Census Tract207

Owner

4528 el Morado St is owned and occupied by two individuals who bought it in October 2025.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address4528 EL MORADO ST, MONTCLAIR, CA 91763-3113
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 24, 2025 · Amount on File
Deed SaleOct 24, 2025 · Amount on File
Deed Document Number2025258411
Prior Transfer DateAug 7, 1998
Prior Transfer Doc0000314832
Record UpdatedOct 29, 2026

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateOct 24, 2025
Property Address4528 EL MORADO ST, MONTCLAIR, CA 91763-3113
Document Number0000258411
Map ReferenceMB 136 PG 71-72
Instrument DateSep 12, 2025
Instrument2025-0258411
Transaction TypeTransfer
Record UpdatedApr 2, 2026
Title CompanyPACIFIC VA TITLE, PACIFIC COAST TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4528 EL MORADO ST, MONTCLAIR, CA 91763-3113

Mortgage

Document Number0000258412
DateOct 24, 2025
Instrument2025-0258412
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 4528 el Morado St was $2,149.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityMontclair City
Secondary School DistrictChaffey Joint Union High School District (09 - 12)
Elementary School DistrictOntario-Montclair School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$640,000 (+229.55%) Land $224,000 Building $416,000
2025$2,149.00$194,207 Land $60,237 Building $133,970
2023$2,041.00 (+1.34%)$186,666 Land $57,898 Building $128,768
2022$2,014.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4528 el Morado St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4528 el Morado St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTE VISTA WD
serves 56,390 people · EPA ID CA3610029
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks, Verizon.

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