45425 Thorn Tree Ln, Macomb, MI 48044 Property Records

Macomb County property record for 45425 Thorn Tree Ln, Macomb, MI 48044

Property Summary

Property TypeSingle Family Home
Details2 ba · 3,083 sqft · built 2002
Lot Size0.265 acres (11,543 sqft)
Owner2 Individual Names on Record
Tax Bill$6,987 (2025)
Deeds & MortgagesMay 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN20-08-33-455-026

Property Details

APN / Parcel Number

Primary APN20-08-33-455-026
Alternative APN
  • 0833455026

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,083 sqft Living Area
1st Floor Area1,639 sqft
Basement Area1,639 sqft
Unfinished Basement1,639 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2003
Lot Area11,543 sqft (0.265 acres)
Lot Dimensions150 ft deep x 77 ft wide
Garage Area625 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address45425 THORN TREE LN
CityMACOMB
StateMI
Zip48044-6702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWESTCHESTER FARMS SUB #2 LOT 158 LIBER: 147 PAGES: 23-27
Legal SubdivisionWESTCHESTER FARMS SUB
Legal Lot Number158
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1014
Census Tract224201

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45425 THORN TREE LN, MACOMB, MI 48044-6702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMACOMB MI
Property Address45425 THORN TREE LN, MACOMB, MI 48044-6702
Document Number0000077799
Instrument DateMay 6, 2019
Transaction TypeMortgage
Record UpdatedJul 29, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address45425 THORN TREE LN MACOMB MI 480446702, MACOMB, MI 48044-6702

Mortgage

Document Number0000077799
DateJul 12, 2019
Book Page026067/000816
Instrument77799
Lender
NameCITIZENS BK NA
AddressGLEN ALLEN, VA 23059
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueJul 11, 2059
Interest
Rate TypeFixed Rate
Rate5.37%

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,900 (+4.69%)$531,800 (+4.69%)
2025$6,987.00 (+3.87%) Homeowner's exemption$254,000 (+15.98%)$508,000 (+15.98%)
2023$219,000$438,000
2022$6,727.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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