4542 Alba St, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4542 Alba St, Pace, FL 32571

Property Summary

Property Type	Office Building
Details	3 bd · 1.5 ba · 1,856 sqft · built 1965
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Nov 2016)
Tax Bill	$1,754 (2024)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`15-1N-29-0000-02900-0000`

Property Details

APN / Parcel Number

Primary APN	`15-1N-29-0000-02900-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,856 sqft Total Area
1st Floor Area	1,638 sqft
Utility Area	84 sqft
Utility Room	Utility Room
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Exterior Material	Brick
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	1,800 ft deep x 1,000 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	145 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	151N290000029000000
Street Address	4542 ALBA ST
City	PACE
State	FL
Zip	32571-2006
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	NC
Legal Description	N 100 FT OF S 640 FT OF E 180 FT OF W 420 FT OF NW4 OF NW4 LOT 2 BLK 3 FREDALBA VILLAGE AS DES IN OR 3573 PG 618
Legal Range	29W
Legal Township	01N
Legal Section	15
Legal Subdivision	FREDALBA VILLAGE
Legal Block	3
Legal Lot Number	2
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	1
Census Block	1015
Census Tract	10705

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	100 ARRICOLA AVE, ST AUGUSTINE, FL 32080-4515
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2016 · Amount on Record
Deed Sale	Nov 9, 2016 · Amount on Record
Prior Sale	Feb 8, 2011 · Amount on Record
Deed Document Number	201645017
Deed Book / Page	3573 / 0618
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4542 ALBA ST, PACE, FL 32571-2006
Document Number	0039510790
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 ARRICOLA AVE ST AUGUSTINE FL 320804515, ST AUGUSTINE, FL 32080-4515

Mortgage

Document Number	0039510790
Date	May 15, 2020
Book Page	003951/000790
Instrument	23186

Lender

Name	BANK OZK
Address	6100 4TH ST N, ST PETERSBURG, FL 33703-1422

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,754.00 (+47.89%)	$122,837 (+1.25%) Land $32,625 Building $90,212	$122,837 (+1.25%) Land $32,625 Building $90,212
2023	$1,186.00 (+10.02%)	$121,325 (+12.4%) Land $32,625 Building $88,700	$121,325 (+12.4%) Land $32,625 Building $88,700
2022	$1,078.00	$107,943	$107,943 Land $32,625 Building $75,318

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	9 (1995–2020)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20