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4538 Alba St, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4538 Alba St, Pace, FL 32571 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage1,222 sqft Living Area
Lot Size17,990 sqft (0.413 acres)
GarageCarport, 280 sqft
Last Sale$252,000 (2025)
Tax Bill$1,893.00 (2025)

Owner

Source: Santa Rosa County records · APN 15-1N-29-0000-02800-0000

Assessment roll updated December 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5474 MARANATHA WAY, MILTON, FL 32571-9351
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 06, 2025Warranty Deed, Transfer · Veterans Administration Mortgage
UNITED WHOLESALE MORTGAGE
Oct 04, 2022Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE RESEARCH CENTER LLC
Apr 18, 2022Warranty Deed, Transfer
HARPER TITLE COMPANY LLC
Dec 17, 2018Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 06, 2025 · Amount on Record
Deed SaleOct 06, 2025 · Amount on Record
Prior SaleOct 04, 2022 · Amount on Record
Deed Doc Number202547166
Deed Book / Page4666 / 1473
Record RefreshedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 06, 2025
Property Address4538 ALBA ST, PACE, FL 32571-2006
Document Number0046661473
Book / Page4666 / 1473
Instrument DateOct 06, 2025
Instrument202547166
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyGUARANTEED TITLE COMPANY, GUARANTEE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,764.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4538 ALBA ST, PACE, FL 32571-2006

Transferred To (Grantee/Buyer)

NameVerified Name
Address5474 MARANATHA WAY, PACE, FL 32571-9351

Mortgage

Document Number0046661475
DateOct 06, 2025
Instrument4666/1475
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 04, 2022
Property Address4538 ALBA ST, PACE, FL 32571-2006
Document Number0043320961
Book / Page4332 / 961
Instrument DateSep 30, 2022
Instrument202256796
Transaction TypeTransfer
Record UpdatedNov 03, 2022
Title CompanyHARPER TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,673.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address13191 STARKEY RD STE 2, 13191, LARGO, FL 33773-1438

Transferred To (Grantee/Buyer)

NameVerified Name
Address4538 ALBA ST, PACE, FL 32571-2006

Mortgage

Document Number0004332967
DateOct 04, 2022
Instrument4332/967
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2052

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 18, 2022
Property Address4538 ALBA ST, PACE, FL 32571-2006
Document Number0042721103
Book / Page4272 / 1103
Instrument DateApr 14, 2022
Instrument202223179
Transaction TypeTransfer
Record UpdatedMay 24, 2022
Title CompanyHARPER TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Tax$385.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4538 ALBA ST, 4538, PACE, FL 32571-2006

Transferred To (Grantee/Buyer)

NameVerified Name
Address5811 IBIS RD, MILTON, FL 32583-2328

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4538 ALBA ST, PACE, FL 32571-2006
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0037901259
DateDec 17, 2018
Book Page3790/1259
Instrument201853106
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueDec 10, 2033

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,893.00 (+1.83%)$151,772 (+1.89%) Land $25,000 Building $126,772$151,772 (+1.89%) Land $25,000 Building $126,772
2024$1,859.00 (-3.53%)$148,953 (+1.18%) Land $25,000 Building $123,953$148,953 (+1.18%) Land $25,000 Building $123,953
2023$1,927.00 (+655.69%) Homeowner's exemption Senior Citizen's exemption$147,220 (+130.49%) Land $25,000 Building $122,220$147,220 (+24.4%) Land $25,000 Building $122,220
2022$255.00 Homeowner's exemption Senior Citizen's exemption$63,872$118,344 Land $18,000 Building $100,344

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 51% of the US · above 21% of Florida
Wildfire LikelihoodAbout 1 in 917 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN15-1N-29-0000-02800-0000
Alternative APN
  • N291150000028000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,222 sqft Living Area
Gross Area1,718 sqft Gross Area
1st Floor1,222 sqft 1st Floor
Stories1 Stories
Utility Area140 sqft Utility Area
Primary FlooringWood Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1985
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Shingle Roof
Lot Area17,990 sqft (0.413 acres)
Depth X Width180 ft x 100 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeCarport Garage
Garage Area280 sqft Garage
CarportCarport
Carport Area280 sqft Carport
Porch Area76 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address4538 ALBA ST
CityPACE
StateFL
Zip32571-2006
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description*DESCRIPTION UPDATED FOR 2022* LOT 3, BLOCK 3, FREDALBA VILLAGE, BEING IN NW4 OF NW4 OF 15-1N-29W ACCORDING TO AN UNREC PLAT OF C. A. JACKSON, REGISTERED SURVEYOR DATED MARCH 2, 1962, AND BEING FURTHER DES AS FOL: N 100.0 FT OF S 540.0 FT OF E 180.0
Legal Range29W
Legal Township1N
Legal Section15
Legal SubdivisionFREDALBA VILLAGE
Legal Block3
Legal Lot Number3
JurisdictionSANTA ROSA FL
Minor Civil DivisionPACE
Census Blockgroup1
Census Block1015
Census Tract10705

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