4541 Winghaven Dr, Waterloo, IA 50701 Property Records

Black Hawk County property record for 4541 Winghaven Dr, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,120 sqft · built 1960
Lot Size	1.3 acres (56,705 sqft)
Owner	2 Individual Names on File
Last Sale	$229,500 (Jun 2018)
Tax Bill	$5,856 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8813-07-277-017`

Property Details

APN / Parcel Number

Primary APN	`8813-07-277-017`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	850 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	56,705 sqft (1.3 acres)
Lot Dimensions	245 ft deep x 120 ft wide
Garage Type	Mixed
Garage Area	1,548 sqft
Parking Spaces	6 Parking Spaces
Patio Area	150 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4541 WINGHAVEN DR
City	WATERLOO
State	IA
Zip	50701-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KIMPSTON SUBDIVISION LOT 18 EXC COM AT NLY COR TH SWLY ALONG NWLY LINE SAID LOT A DIST OF 128 FT TH SELY TO A PT ON ELY LINE
Legal Range	13W
Legal Township	88N
Legal Section	07
Legal Subdivision	KIMPSTON SUBDIVISION
Legal Lot Number	18,180
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1028
Census Tract	3001

Owner

4541 Winghaven Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4541 WINGHAVEN DR, WATERLOO, IA 50701-9738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage DAS ACQUISITION
Jun 21, 2018	Warranty Deed, Transfer GERSHMAN INVESTMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2018 · Amount on File
Deed Sale	Jun 21, 2018 · Amount on File
Prior Sale	May 2, 2011 · Amount on File
Deed Document Number	201821067
Prior Transfer Date	Apr 29, 2011
Prior Transfer Doc	2011020759
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	4541 WINGHAVEN DR, WATERLOO, IA 50701-9738
Transaction Type	Mortgage
Record Updated	Jul 10, 2020
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000016877
Date	Mar 31, 2020
Instrument	202000016877

Lender

Name	DAS ACQUISITION
Type	Mortgage Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 21, 2018
Property Address	4541 WINGHAVEN DR, WATERLOO, IA 50701-9738
Document Number	201800021067
Instrument Date	Jun 20, 2018
Instrument	201800021067
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4541 WINGHAVEN DR, WATERLOO, IA 50701-9738

Mortgage

Document Number	201800021068
Date	Jun 21, 2018
Instrument	201800021068

Lender

Name	GERSHMAN INVESTMENT
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4541 Winghaven Dr was $5,856 with a homeowner's exemption, up 23.8% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,856.00 (+23.75%) Homeowner's exemption	$297,780 Land $54,520 Building $243,260	$297,780 Land $54,520 Building $243,260
2024	$4,732.00
2023		$228,350 (+13.37%) Land $49,070 Building $179,280	$228,350 Land $49,070 Building $179,280
2022	$4,228.00 Homeowner's exemption	$201,420 Land $49,070 Building $152,350
2021			$201,420 Land $49,070 Building $152,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4541 Winghaven Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 individual policies
Nearby Flood Policies	37 units insured incl. 16 condo units
Nearby Flood Claims	2 (1985–2020)
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4541 Winghaven Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: CenturyLink, Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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