4541 U St, Sacramento, CA 95817 Property Records

Sacramento County property record for 4541 U St, Sacramento, CA 95817

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1925
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (Mar 2023)
Tax Bill	$6,635 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`011-0126-029-0000`

Property Details

APN / Parcel Number

Primary APN	`011-0126-029-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	880 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4541 U ST
City	SACRAMENTO
State	CA
Zip	95817-1520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ELMHURST MAP 02, LOT 2131
Legal Subdivision	ELMHURST MAP 02
Legal Lot Number	2131
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1039
Census Tract	1702

Owner

4541 U St is owned and occupied by two individuals who bought it in March 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4541 U ST, SACRAMENTO, CA 95817-1520
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jun 30, 2017	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on File
Deed Sale	Mar 28, 2023 · Amount on File
Prior Sale	Jun 30, 2017 · Amount on File
Deed Book / Page	20230328 / 615
Prior Transfer Date	Aug 2, 2002
Prior Transfer Doc	2002001704
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 28, 2023
Property Address	4541 U ST, SACRAMENTO, CA 95817-1520
Document Number	0000000615
Map Reference	MB 10 MAP 35
Instrument Date	Mar 21, 2023
Instrument	2023032800615
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4541 U ST, SACRAMENTO, CA 95817-1520

Mortgage

Document Number	0000000616
Date	Mar 28, 2023
Instrument	2023032800616

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 30, 2017
Property Address	4541 U ST, SACRAMENTO, CA 95817-1520
Document Number	1706301350
Instrument Date	Jun 28, 2017
Instrument	1706301350
Transaction Type	Transfer
Record Updated	Jul 26, 2017
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$456.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	107 GUERNSEY CT FOLSOM CA 956302237, FOLSOM, CA 95630-2237

Tax Assessment & Valuation

The 2025 property tax bill for 4541 U St was $6,635 with a homeowner's exemption, up 1.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$583,664 (+2%) Land $265,302 Building $318,362
2025	$6,635.00 (+1.45%) Homeowner's exemption	$572,220 Land $260,100 Building $312,120
2024	$6,540.00 (+19.67%)
2023	$5,465.00 (+1.69%)	$462,935 Land $195,213 Building $267,722
2022	$5,374.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4541 U St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4541 U St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Succeed.Net.

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