Sacramento County property record for 4524 U St, Sacramento, CA 95817
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 974 sqft · built 1923 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Trust Name on File |
| Last Sale | $80,000 (Nov 1996) |
| Tax Bill | $1,770 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 011-0127-004-0000 |
| Primary APN | 011-0127-004-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 974 sqft Living Area |
| 1st Floor Area | 854 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | L-Shape |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4524 U ST |
|---|---|
| City | SACRAMENTO |
| State | CA |
| Zip | 95817-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | ELMHURST MAP 02, LOT 2804 |
| Legal Subdivision | ELMHURST MAP 02 |
| Legal Lot Number | 2804 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 1702 |
4524 U St is held in a trust since November 1996.
Source: Sacramento County records, as of July 22, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3582 ARBUTUS AVE, PALO ALTO, CA 94303-4416 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2025 | Deed of Trust, Mortgage · Conventional Mortgage THE LOAN STORE INC |
| Oct 14, 2019 | Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 13, 1996 · Amount on File |
| Deed Sale | Nov 13, 1996 · Amount on File |
| Prior Sale | May 30, 1995 · Amount on File |
| Deed Book / Page | 961113 / 1126 |
| Prior Transfer Date | Apr 21, 1995 |
| Prior Transfer Doc | 9509000960 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4524 U ST, SACRAMENTO, CA 95817-1521 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3582 ARBUTUS AVE, PALO ALTO, CA 94303-4416 |
| Document Number | 0000000303 |
|---|---|
| Date | Nov 12, 2025 |
| Instrument | 202511120303 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 4524 U ST, SACRAMENTO, CA 95817-1521 |
| Document Number | 1910151563 |
| Instrument Date | Oct 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3582 ARBUTUS AVE PALO ALTO CA 943034416, PALO ALTO, CA 94303-4416 |
| Document Number | 1910151563 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 1910151563 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 14, 2049 |
The 2025 property tax bill for 4524 U St was $1,770, up 1.4% from the year before.
Source: Sacramento County assessment roll, as of July 22, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Sacramento City |
| Unified School District | Sacramento City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $143,455 (+2%) Land $66,434 Building $77,021 | |
| 2025 | $1,770.00 (+1.43%) | $140,643 Land $65,132 Building $75,511 |
| 2024 | $1,745.00 (+2.41%) | |
| 2023 | $1,704.00 (+1.73%) | $135,183 Land $62,603 Building $72,580 |
| 2022 | $1,675.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4524 U St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4524 U St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Succeed.Net.
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