4541 Ridgeway Dr, Belden, MS 38826 Property Records

Lee County property record for 4541 Ridgeway Dr, Belden, MS 38826

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,668 sqft · built 1990
OwnerIndividual Name on File
Last Sale$446,000 (May 2024)
Tax Bill$5,637 (2025)
Deeds & MortgagesOct 2018 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN075E-16-024-00

Property Details

APN / Parcel Number

Primary APN075E-16-024-00
Alternative APNs
  • 014387
  • 14387

Interior

Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,668 sqft Heated Area
Gross Area3,801 sqft
2nd Floor Area548 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Pool Area672 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number014387
Old Parcel Number075E-16-024-00
Street Address4541 RIDGEWAY DR
CityBELDEN
StateMS
Zip38826-9760
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 94 SW1/4 SD 0660 RIDGEWAY
Legal Range05E
Legal Township09S
Legal Section16
Legal SubdivisionRIDGEWAY 1
Legal Lot Number94
JurisdictionLEE MS
Township / Civil Division3
Census Block Group2
Census Block2021
Census Tract950404

Owner

Source: Lee County records · APN 075E-16-024-00

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4541 RIDGEWAY DR, BELDEN, MS 38826-9760
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2018Deed of Trust, Mortgage · Line of Credit
RENASANT BANK
Oct 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
RENASANT BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 06, 2024 · Amount on Record
Deed SaleMay 06, 2024 · Amount on Record
Prior SaleJul 06, 2015
Deed Document Number0020244681
Deed Book / Page2024 / 4681
Record UpdatedJun 08, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address4541 RIDGEWAY DR, BELDEN, MS 38826-9760
Transaction TypeMortgage
Record UpdatedNov 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4541 RIDGEWAY DR, BELDEN, MS 38826-9760

Mortgage

Document Number2018013680
DateOct 25, 2018
Instrument2018013680
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueNov 25, 2028
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address4541 RIDGEWAY DR, BELDEN, MS 38826-9760
Transaction TypeMortgage
Record UpdatedNov 08, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4541 RIDGEWAY DR, BELDEN, MS 38826-9760

Mortgage

Document Number2020014580
DateOct 20, 2020
Instrument2020014580
Lender
NameRENASANT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2040

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
MunicipalityTupelo City
Unified School DistrictTupelo Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,637.00 (+42.17%) Homeowner's exemption$41,468 (+39.94%)$414,680 (+39.94%) Land $45,000 Building $369,680
2023$3,965.00 Homeowner's exemption$29,632$296,320 Land $45,000 Building $251,320

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (28081C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280819504042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 137 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Tombigbee Electric Power Association
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Telapex
Fiber
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemCITY OF TUPELO
serves 37,000 people
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionApr 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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