4436 Ridgeway Dr, Belden, MS 38826 Property Records

Lee County property record for 4436 Ridgeway Dr, Belden, MS 38826

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,837 sqft · built 1992
Owner2 Company Names on Record
Last Sale$251,000 (Dec 2015)
Tax Bill$3,413 (2025)
Deeds & MortgagesJan 2009 Mortgage
Oct 2007 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN075E-16-002-01

Property Details

APN / Parcel Number

Primary APN075E-16-002-01
Alternative APNs
  • 031560
  • 31560

Interior

Full Baths2 Baths
Total Rooms7 Rooms
Building Area2,837 sqft Heated Area
Gross Area3,158 sqft
1st Floor Area2,837 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number031560
Old Parcel Number075E-16-002-01
Street Address4436 RIDGEWAY DR
CityBELDEN
StateMS
Zip38826-9247
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 28
Legal Range05E
Legal Township09S
Legal Section16
Legal SubdivisionRIDGEWAY 1
Legal Lot Number28
JurisdictionLEE MS
Township / Civil Division3
Census Block Group2
Census Block2001
Census Tract950404

Owner

Source: Lee County records, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4436 RIDGEWAY DR, BELDEN, MS 38826-9247
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2009Deed of Trust, Mortgage
REGIONS BANK
Oct 10, 2007Deed of Trust, Mortgage
REGIONS BANK
Sep 23, 2025Warranty Deed, Transfer
FNB OXFORD BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 21, 2015 · Amount on Record
Deed SaleDec 21, 2015 · Amount on Record
Deed Document Number0002016322
Record UpdatedJun 8, 2026

January 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address4436 RIDGEWAY DR, BELDEN, MS 38826-9247
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2009000698
DateJan 20, 2009
Instrument2009000698
Lender
NameREGIONS BANK
TypeBank
Address2050 PKY OFFICE CIR BIRMINGHAM AL 35244
Agreement
AmountAmount Recorded
Term361 Months
DueFeb 1, 2039

October 2007: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLEE MS
Property Address4436 RIDGEWAY DR, BELDEN, MS 38826-9247
Transaction TypeMortgage
Record UpdatedApr 14, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number2007016748
DateOct 10, 2007
Instrument2007016748
Lender
NameREGIONS BANK
TypeBank
Agreement
AmountAmount Recorded

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE MS
Recording DateSep 23, 2025
Property Address4436 RIDGEWAY DR, BELDEN, MS 38826-9247
Document Number2025011689
Instrument DateSep 19, 2025
Instrument2025011689
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4436 RIDGEWAY DR, BELDEN, MS 38826-9247

Transferred To (Grantee/Buyer)

NameVerified Name
Address4436 RIDGEWAY DR, BELDEN, MS 38826-9247

Mortgage

Document Number2025011690
DateSep 23, 2025
Instrument2025011690
Lender
NameFNB OXFORD BANK
TypeBank
Agreement
AmountAmount Recorded
Term60 Months
DueSep 23, 2030

Tax Assessment & Valuation

Source: Lee County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyLee County
MunicipalityTupelo City
Unified School DistrictTupelo Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,413.00 (+9.92%) Senior Citizen's exemption$25,104 (+8.2%)$251,040 (+8.2%) Land $45,000 Building $206,040
2023$3,105.00 Senior Citizen's exemption$23,201$232,010 Land $45,000 Building $187,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TUPELO
serves 37,000 people · EPA ID MS0410015
Water SourcePurchased surface water from N. E. MS. REGIONAL W/S
Last State InspectionApr 2021
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tombigbee Fiber
Fiber
2,000 / 1,000
Xfinity
Cable
1,200 / 35
C Spire Wireless
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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