45404 Walnut St, Piney Point, MD 20674 Property Records

St. Mary's County property record for 45404 Walnut St, Piney Point, MD 20674 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,436 sqft · built 2005
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Dec 2017)
Tax Bill	$3,817 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`02-006251`

Property Details

APN / Parcel Number

Primary APN	`02-006251`
Alternative APNs	`2006251` `006251`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,436 sqft Total Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
View / Lot	Waterfront
Porch	Slab
Porch Area	302 sqft
Deck Area	380 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	006251
Street Address	45404 WALNUT ST
City	PINEY POINT
State	MD
Zip	20674-3117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 500-31 BLOCK 14 PINEY POINT SHORES
Legal Subdivision	PINEY POINT SHORES
Legal Block	14
Legal Lot Number	31
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	3
Census Block	3024
Census Tract	876101

Owner

Source: St. Mary's County records · APN 02-006251

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45404 WALNUT ST, PINEY POINT, MD 20674-3117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 11, 2017 · Amount on Record
Deed Sale	Dec 11, 2017 · Amount on Record
Prior Sale	Dec 30, 2005 · Amount on Record
Deed Document Number	20174781-493
Deed Book / Page	4781 / 493
Record Updated	Sep 20, 2026

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST MARY'S MD
Recording Date	Dec 11, 2017
Property Address	45404 WALNUT ST, PINEY POINT, MD 20674-3117
Document Number	0047810493
Book / Page	4781 / 493
Map Reference	LB58 FO66
Instrument Date	Nov 30, 2017
Instrument	4781-493
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	BAYVIEW TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,825.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45404 WALNUT ST, PINEY POINT, MD 20674-3117

Mortgage

Document Number	4781499
Date	Dec 11, 2017
Instrument	4781-499

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$429,033 (+24.12%)	$475,500 (+17.18%) Land $125,700 Building $349,800
2025	$3,817.00 (+7.28%) Homeowner's exemption
2023	$3,558.00 Homeowner's exemption	$345,667	$405,800 Land $119,800 Building $286,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378761013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 221 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	227 units insured 6 under condo master policies
Nearby Flood Claims	16 (2003–2022)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Dec 2022, river or lake flooding
Claims By Storm	Hurricane Isabel, Sep 2003 · 5 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 106 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.