St. Mary's County property record for 45394 Walnut St, Piney Point, MD 20674
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 960 sqft · built 2005 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $315,000 (Apr 2026) |
| Tax Bill | $2,637 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-006278 |
| Primary APN | 02-006278 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Total Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,000 sqft (0.138 acres) |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 374 sqft |
| Deck Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 006278 |
|---|---|
| Street Address | 45394 WALNUT ST |
| City | PINEY POINT |
| State | MD |
| Zip | 20674-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 500-34 BLOCK 14 PINEY POINT SHORES |
| Legal Subdivision | PINEY POINT SHORES |
| Legal Block | 14 |
| Legal Lot Number | 34 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 2, VALLEY LEE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 876101 |
Source: St. Mary's County records · APN 02-006278
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45394 WALNUT ST, PINEY POINT, MD 20674-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 01, 2026 | Personal Representative Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORPORATION |
| Apr 01, 2026 | Personal Representative Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORPORATION |
| Sep 09, 2021 | Deed, Transfer · Conventional Mortgage C&F MORTGAGE CORP |
| Jun 28, 2017 | Grant Deed, Transfer PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 01, 2026 · Amount on Record |
| Deed Sale | Apr 01, 2026 · Amount on Record |
| Prior Sale | Jun 25, 2024 · Amount on Record |
| Deed Book / Page | 6875 / 98 |
| Record Updated | Sep 20, 2026 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Apr 01, 2026 |
| Property Address | 45394 WALNUT ST, PINEY POINT, MD 20674-3113 |
| Document Number | 6875000098 |
| Book / Page | 6875 / 98 |
| Instrument Date | Mar 31, 2026 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | BLUE COAST TITLE, BLUE CRAB TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,815.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45394 WALNUT ST, PINEY POINT, MD 20674-3113 |
| Document Number | 6875000106, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 6875/106 |
| Name | FIRST HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Apr 01, 2026 |
| Property Address | 45394 WALNUT ST, PINEY POINT, MD 20674-3113 |
| Document Number | 0068750098 |
| Book / Page | 6875 / 98 |
| Instrument Date | Mar 31, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | BLUE COAST TITLE, BLUE CRAB TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $31,815.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 45394 WALNUT ST, PINEY POINT, MD 20674-3113 |
| Document Number | 6875000106, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 6875/106 |
| Name | FIRST HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Sep 09, 2021 |
| Property Address | 45394 WALNUT ST, PINEY POINT, MD 20674-3113 |
| Document Number | 0059070215 |
| Book / Page | 5907 / 215 |
| Map Reference | LB EWA 58 FO 67 |
| Instrument Date | Aug 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 45394 WALNUT ST, PINEY POINT, MD 20674-3113 |
| Document Number | 5907222 |
|---|---|
| Date | Sep 09, 2021 |
| Instrument | 5907/222 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jun 28, 2017 |
| Property Address | 45394 WALNUT ST, PINEY POINT, MD 20674-3113 |
| Document Number | 0046750452 |
| Book / Page | 004675 / 000452 |
| Instrument Date | Jun 22, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2017 |
| Title Company | PINNACLE TITLE AND ESCROW, PINNACLE TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Tax | $205.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 45394 WALNUT ST PINEY POINT MD 206743113, PINEY POINT, MD 20674-3113 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,467 (+7.46%) | $293,200 (+22.37%) Land $100,800 Building $192,400 | |
| 2025 | $2,637.00 (+14.65%) | $239,600 (+15.12%) Land $96,100 Building $143,500 | $239,600 (-) Land $96,100 Building $143,500 |
| 2023 | $2,300.00 | $208,133 | $239,600 Land $96,100 Building $143,500 |
Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378761013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 221 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 227 units insured incl. 6 condo units |
| Nearby Flood Claims | 16 (2003–2022) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Dec 2022 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 106 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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