45400 Persimmon Ln, Sterling, VA 20165 Property Records

Loudoun County property record for 45400 Persimmon Ln, Sterling, VA 20165

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,621 sqft · built 1999
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on Record
Last Sale$1,141,000 (Oct 2025)
Tax Bill$8,462 (2026)
Deeds & MortgagesOct 2025 Sale
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN039-20-9108-000

Property Details

APN / Parcel Number

Primary APN039-20-9108-000
Alternative APN
  • 63 A 2 77

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories2 Stories
Building Area3,621 sqft Living Area
1st Floor Area1,146 sqft
Basement Area983 sqft
Finished Basement983 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,314 sqft (0.65 acres)
Garage TypeAttached
Garage Area440 sqft

Exterior Amenities

PorchOpen Porch
Porch Area80 sqft
Deck AreaDeck Area
Patio Area352 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address45400 PERSIMMON LN
CitySTERLING
StateVA
Zip20165-2592
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR1
Legal DescriptionBROAD RUN FARMS SEC.2 LOT 77 1714--552
Legal SubdivisionBROAD RUN FARM
Legal Block1
Legal Lot Number77
JurisdictionLOUDOUN VA
Township / Civil DivisionALGONKIAN
Census Block Group1
Census Block1005
Census Tract611101

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45400 PERSIMMON LN, STERLING, VA 20165-2592
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Deed, Transfer
UNKNOWN, KTL TITLE GROUP OF VA LLC
Aug 29, 2022Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 9, 2025 · Amount on Record
Deed SaleOct 9, 2025 · Amount on Record
Prior SaleAug 29, 2022 · Amount on Record
Deed Document Number202549059
Record UpdatedOct 29, 2026

October 2025: Deed, Transfer

Document TypeDeed
JurisdictionLOUDOUN VA
Recording DateOct 9, 2025
Property Address45400 PERSIMMON LN, STERLING, VA 20165-2592
Document Number0000049059
Map ReferenceMB 13-S PG 195
Instrument DateOct 8, 2025
Instrument20251009-0049059
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyUNKNOWN, KTL TITLE GROUP OF VA LLC

Transaction

AmountAmount Recorded
Tax$1,141.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address45400 PERSIMMON LN, STERLING, VA 20165-2592

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDOUN VA
Recording DateAug 29, 2022
Property Address45400 PERSIMMON LN, STERLING, VA 20165-2592
Document Number0000049424
Instrument DateAug 26, 2022
Instrument202208290049424
Transaction TypeTransfer
Record UpdatedSep 14, 2022
Title CompanyUNIVERSAL TITLE COMPANY, UNIVERSAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address45400 PERSIMMON LN, STERLING, VA 20165-2592

Mortgage

Document Number0000049425
DateAug 29, 2022
Instrument202208290049425
Lender
NameMOVEMENT MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLoudoun County
Unified School DistrictLoudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,462.00 (+17.63%)$1,051,290 (+17.63%) Land $367,800 Building $683,490$1,051,290 (+17.63%) Land $367,800 Building $683,490
2025$7,194.00 (+1.25%)$893,710 (+10.06%) Land $316,500 Building $577,210$893,710 (+10.06%) Land $316,500 Building $577,210
2023$7,105.00$812,000 Land $281,500 Building $530,500$812,000 Land $281,500 Building $530,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies25 in force
Nearby Flood Claims46 (1984–2018)
Claims Outside the SFHA8 of 46
Most Recent ClaimDec 2018 · rainfall accumulation
Claims by Event
  • Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 2 claims
  • Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDOUN WATER - CENTRAL SYSTEM
serves 334,808 people · EPA ID VA6107350
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000

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