45345 Persimmon Ln, Sterling, VA 20165 Property Records

Loudoun County property record for 45345 Persimmon Ln, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,054 sqft · built 1995
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$634,000 (Apr 2017)
Tax Bill	$6,922 (2026)
Deeds & Mortgages	Feb 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039-10-4580-000`

Property Details

APN / Parcel Number

Primary APN	`039-10-4580-000`
Alternative APN	`63 A 1 23`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,054 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Attached
Garage Area	420 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	130 sqft
Deck Area	Deck Area
Patio Area	606 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	45345 PERSIMMON LN
City	STERLING
State	VA
Zip	20165-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR1
Legal Description	BROAD RUN FARMS SEC.1 LOT 23 1423--110
Legal Subdivision	BROAD RUN FARM
Legal Block	1
Legal Lot Number	23
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	1
Census Block	1007
Census Tract	611101

Owner

45345 Persimmon Ln is owned and occupied by two individuals who acquired it in February 2020.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45345 PERSIMMON LN, STERLING, VA 20165-2551
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2020	Quit Claim Deed, Transfer FREEDOM BK/VA
Apr 4, 2017	Grant Deed, Transfer · Conventional with PMI FREEDOM BK/VA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2017 · Amount on File
Deed Sale	Apr 4, 2017 · Amount on File
Prior Sale	Mar 29, 1996 · Amount on File
Deed Document Number	201720057
Last Transfer Date	Feb 21, 2020
Transfer Doc	0000013194
Record Updated	Oct 29, 2026

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Feb 26, 2020
Property Address	45345 PERSIMMON LN, STERLING, VA 20165-2551
Document Number	20200226013194
Instrument Date	Feb 21, 2020
Instrument	13194
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45345 PERSIMMON LN STERLING VA 201652551, STERLING, VA 20165-2551

Mortgage

Document Number	20200226013195
Date	Feb 26, 2020
Instrument	13195

Lender

Name	FREEDOM BK/VA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

Interest

Rate Type	Fixed Rate

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOUDOUN VA
Recording Date	Apr 4, 2017
Property Address	45345 PERSIMMON LN, STERLING, VA 20165-2551
Document Number	20170404020057
Instrument Date	Mar 31, 2017
Instrument	20057
Transaction Type	Transfer
Record Updated	Apr 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$634.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45345 PERSIMMON LN STERLING VA 201652551, STERLING, VA 20165-2551

Mortgage

Document Number	20170404020058
Date	Apr 4, 2017
Instrument	20058

Lender

Name	FREEDOM BK/VA
Type	Bank
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 3, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 45345 Persimmon Ln was $6,922.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,922.00	$859,960 Land $368,500 Building $491,460	$859,960 Land $368,500 Building $491,460
2023	$6,579.00	$751,900 Land $282,500 Building $469,400	$751,900 Land $282,500 Building $469,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45345 Persimmon Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	46 (1984–2018)
Claims Outside the SFHA	8 of 46
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 2 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45345 Persimmon Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

45345 Persimmon Ln, Sterling, VA 20165 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Persimmon Ln

Nearby Streets

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