Denton County property record for 4540 Silver Cliff Dr, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,261 sqft · built 2021 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,475,000 (Jun 2022) |
| Tax Bill | $24,615 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R970621 |
| Primary APN | R970621 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,261 sqft Living Area |
| Gross Area | 5,171 sqft |
| 1st Floor Area | 3,555 sqft |
| 2nd Floor Area | 707 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 911 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 543 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4540 SILVER CLIFF DR |
|---|---|
| City | PROSPER |
| State | TX |
| Zip | 75078-5163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WINDSONG RANCH PHASE 3D BLK F LOT 13 |
| Legal Subdivision | WINDSONG RANCH PHASE 3D |
| Legal Block | F |
| Legal Lot Number | 13 |
| Jurisdiction | DENTON TX |
| Township / Civil Division | PILOT POINT-AUBREY |
| Census Block Group | 5 |
| Census Block | 5011 |
| Census Tract | 20128 |
Source: Denton County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4540 SILVER CLIFF DR, PROSPER, TX 75078-5163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA |
| Jun 21, 2022 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2022 · Amount on Record |
| Deed Sale | Jun 21, 2022 · Amount on Record |
| Deed Document Number | 202290830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | May 26, 2026 |
| Property Address | 4540 SILVER CLIFF DR, PROSPER, TX 75078-5163 |
| Document Number | 0000060147 |
| Instrument Date | May 18, 2026 |
| Instrument | 202660147 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4540 SILVER CLIFF DR, PROSPER, TX 75078-5163 |
| Document Number | 0000060147, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 202660147 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 18, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | DENTON TX |
| Recording Date | Jun 21, 2022 |
| Property Address | 4540 SILVER CLIFF DR, PROSPER, TX 75078-5163 |
| Document Number | 0000090830 |
| Map Reference | VOL 2021 PG 50 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022-090830 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 9, 2023 |
| Title Company | REPUBLIC TITLE COMPANY, RTT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4540 SILVER CLIFF DR, PROSPER, TX 75078-5163 |
| Document Number | 0000090831 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 2022-090831 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
Source: Denton County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Denton County |
| Municipality | Prosper Town |
| Unified School District | Denton Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,545,000 (+6.17%) Land $633,881 Building $911,119 | $1,545,000 (+6.17%) Land $633,881 Building $911,119 | |
| 2025 | $24,615.00 (+20.08%) | $1,455,238 (+16.51%) Land $333,662 Building $1,121,576 | $1,455,238 (+16.51%) Land $333,662 Building $1,121,576 |
| 2023 | $20,498.00 (+162.26%) Homeowner's exemption | $1,249,000 Land $333,662 Building $915,338 | $1,249,000 Land $333,662 Building $915,338 |
| 2022 | $7,816.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Optimum Fiber · Cable | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 200 / 50 |
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