4540 Lords Ave, Sarasota, FL 34231 Property Records

Sarasota County property record for 4540 Lords Ave, Sarasota, FL 34231

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,625 sqft · built 1964
Lot Size0.207 acres (9,000 sqft)
OwnerCompany Name on Record
Last Sale$275,000 (May 2022)
Tax Bill$3,137 (2025)
Deeds & MortgagesMay 2022 Sale & Construction Loan
May 2022 Sale
+ 1 more
APN0075-07-0008

Property Details

APN / Parcel Number

Primary APN0075-07-0008
Alternative APN
  • 75070008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,625 sqft Living Area
Gross Area1,772 sqft
1st Floor Area1,625 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1986
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialMetal
Lot Area9,000 sqft (0.207 acres)
Lot Dimensions100 ft deep x 90 ft wide
View / LotMainland
Garage TypeCarport
Garage Area154 sqft
CarportCarport
Carport Area154 sqft
PorchScreened Porch
Porch Area189 sqft
Utility Building42 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0075070008
Street Address4540 LORDS AVE
CitySARASOTA
StateFL
Zip34231-2804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionBEG AT SE COR LOT 41 PHILLIPPI COVE SUB FOR POB TH S-08-12-W 100 FT TH N-89-48-50-W 90 FT TH N-0-08-12-E 100 FT TH S-89-48-50 -E 90 FT TO POB BLK 4 SARASOTA VENICE CO RIVER SUB
Legal Range18E
Legal Township37S
Legal Section05
Legal SubdivisionSARASOTA-VENICE CO RIVER SUB 5 & 8-37-18
Legal Tract28
Legal Block4
Legal Lot Number41
JurisdictionSARASOTA FL
Township / Civil DivisionSARASOTA
Census Block Group1
Census Block1008
Census Tract1803

Owner

Source: Sarasota County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address509 W BAY ST, 305, TAMPA, FL 33606-2738
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
May 24, 2022Warranty Deed, Construction Loan · Construction Mortgage
KIAVI FUNDING INC
May 23, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Mar 22, 2022Deed of Distribution, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2022 · Amount on Record
Deed SaleMay 24, 2022 · Amount on Record
Prior SaleMay 23, 2022 · Amount on Record
Deed Document Number202288658
Prior Transfer DateMar 21, 2022
Prior Transfer Doc0000047817
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateMay 24, 2022
Property Address4540 LORDS AVE, SARASOTA, FL 34231-2804
Document Number0000088658
Instrument DateMay 19, 2022
Instrument2022088658
Transaction TypeConstruction Loan
Record UpdatedFeb 5, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,925.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address431 N SHORE DR, OSPREY, FL 34229-9617

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 W BAY ST UNIT 305, 305, TAMPA, FL 33606-2738

Mortgage

Document Number0000088660
DateMay 24, 2022
Instrument2022088660
Lender
NameKIAVI FUNDING INC
TypeMortgage Company
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateMay 23, 2022
Property Address4540 LORDS AVE, SARASOTA, FL 34231-2804
Document Number0000087609
Instrument DateMay 16, 2022
Instrument2022087609
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$1,785.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address703 MATLAND ST, NOKOMIS, FL 34275-2741

Transferred To (Grantee/Buyer)

NameVerified Name
Address431 N SHORE DR, OSPREY, FL 34229-9617
InvestorPossibly a Property Investor

March 2022: Deed of Distribution, Transfer

Document TypeDeed of Distribution
JurisdictionSARASOTA FL
Recording DateMar 22, 2022
Property Address4540 LORDS AVE, SARASOTA, FL 34231-2804
Document Number0000047817
Instrument DateMar 21, 2022
Instrument2022047817
Transaction TypeTransfer
Record UpdatedFeb 5, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 SUGARWOOD TRL, VENICE, FL 34292-3922

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,137.00 (-6.83%)$205,100 (-14.61%) Land $125,200 Building $79,900$205,100 (-14.61%) Land $125,200 Building $79,900
2024$3,367.00 (-2.72%)
2023$3,461.00 (+147.75%)$240,200 (+135.18%) Land $149,600 Building $90,600$240,200 (+10.64%) Land $149,600 Building $90,600
2022$1,397.00$102,136$217,100 Land $127,600 Building $89,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 68 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims43 (1981–2024)
Claims Outside the SFHA7 of 43
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Debby, Aug 2024 · 12 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 7 claims
  • Severe Storms & Flooding, Jun 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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