4537 Lords Ave, Sarasota, FL 34231 Property Records

Sarasota County property record for 4537 Lords Ave, Sarasota, FL 34231

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,206 sqft · built 1960
Lot Size0.216 acres (9,445 sqft)
OwnerIndividual Name on Record
Last Sale$205,000 (Aug 2020)
Tax Bill$2,243 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Oct 2017 Mortgage
APN0075-08-0001

Property Details

APN / Parcel Number

Primary APN0075-08-0001

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,206 sqft Living Area
1st Floor Area1,205 sqft
FlooringTerrazzo
Interior WallsPlaster

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1995
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialMetal
Lot Area9,445 sqft (0.216 acres)
Lot Dimensions105 ft deep x 60 ft wide
Garage TypeCarport
CarportCarport
Carport Area220 sqft
PorchOpen Porch
Porch Area108 sqft
Utility Building88 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4537 LORDS AVE
CitySARASOTA
StateFL
Zip34231-2805
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionLOT 103 & W 1/2 LOT 102 BAHAMA HEIGHTS
Legal Range18E
Legal Township37S
Legal Section05
Legal SubdivisionBAHAMA HEIGHTS
Legal Tract1067
Legal Lot Number103
JurisdictionSARASOTA FL
Township / Civil DivisionSARASOTA
Census Block Group1
Census Block1016
Census Tract1803

Owner

Source: Sarasota County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4537 LORDS AVE, SARASOTA, FL 34231-2805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2020Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE
Oct 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 21, 2020 · Amount on Record
Deed SaleAug 21, 2020 · Amount on Record
Prior SaleMar 12, 2012 · Amount on Record
Deed Document Number2020113284
Record UpdatedJun 8, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateAug 21, 2020
Property Address4537 LORDS AVE, SARASOTA, FL 34231-2805
Document Number0000113284
Instrument DateAug 11, 2020
Instrument113284
Transaction TypeTransfer
Record UpdatedSep 1, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,435.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4537 LORDS AVE SARASOTA FL 342312805, SARASOTA, FL 34231-2805

Mortgage

Document Number113285
DateAug 21, 2020
Instrument113285
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 20, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address4537 LORDS AVE, SARASOTA, FL 34231-2805
Document Number0000138039
Instrument DateOct 30, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address4537 LORDS AVE SARASOTA FL 342312805, SARASOTA, FL 34231-2805

Mortgage

Document Number0000138039
DateNov 7, 2017
Instrument138039
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 6, 2047

Tax Assessment & Valuation

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,243.00 (-18.94%) Homeowner's exemption$232,500 (+4.89%) Land $128,000 Building $104,500$232,500 (-2.02%) Land $128,000 Building $104,500
2023$2,767.00 (+3.44%) Homeowner's exemption$221,656 (+3%)$237,300 (+10.27%) Land $152,900 Building $84,400
2022$2,675.00 Homeowner's exemption$215,200 Land $130,400 Building $84,800$215,200 Land $130,400 Building $84,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 68 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies68 in force
Nearby Flood Claims43 (1981–2024)
Claims Outside the SFHA7 of 43
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Debby, Aug 2024 · 12 claims
  • Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 7 claims
  • Severe Storms & Flooding, Jun 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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