4540 Hector Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4540 Hector Ave, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,646 sqft · built 1935
Lot Size	0.196 acres (8,581 sqft)
Owner	Owner Name on Record
Last Sale	$142,700 (Apr 2012)
Tax Bill	$4,227 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036-0005-0046-00`

Property Details

APN / Parcel Number

Primary APN	`036-0005-0046-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,646 sqft Living Area
1st Floor Area	816 sqft
2nd Floor Area	830 sqft
Basement Area	816 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	8,581 sqft (0.196 acres)
Lot Dimensions	130 ft deep x 334 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4540 HECTOR AVE
City	CINCINNATI
State	OH
Zip	45227-2711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HECTOR & LUCERNE 160 X 130 IRR PTS LOTS 24-25 SHATTUCS HOME PL SUB PARS46-47-84-85-86 CON
Legal Subdivision	SHATTUCS HOME PLACE SUB
Legal Lot Number	24-25 25
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4021
Census Tract	5600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4540 HECTOR AVE, CINCINNATI, OH 45227-2711
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2012 · Amount on Record
Deed Sale	Apr 10, 2012 · Amount on Record
Prior Sale	Jan 11, 1999 · Amount on Record
Deed Document Number	12-044697
Deed Book / Page	11987 / 00135
Prior Transfer Date	Apr 6, 2012
Prior Transfer Doc	0000044697
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4540 HECTOR AVE, CINCINNATI, OH 45227-2711
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005013
Date	Oct 17, 2017
Book Page	13525/01543
Instrument	17-0095013

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,227.00 (+3.05%)	$67,022 (-) Land $14,840 Building $52,182
2024	$4,102.00 (-2.17%)	$67,022 (-) Land $14,840 Building $52,182
2023	$4,193.00 (+43.74%)	$67,022 (+62.13%) Land $14,840 Building $52,182	$191,490 (+62.13%) Land $42,400 Building $149,090
2022	$2,917.00 Homeowner's exemption	$41,339 Land $7,319 Building $34,020
2020			$118,110 Land $20,910 Building $97,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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