4539 Hector Ave, Cincinnati, OH 45227 Property Records

Hamilton County property record for 4539 Hector Ave, Cincinnati, OH 45227

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,097 sqft · built 1915
Lot Size	0.16 acres (7,013 sqft)
Owner	Owner Name on Record
Last Sale	$153,500 (Jul 2008)
Tax Bill	$4,609 (2025)
Deeds & Mortgages	Sep 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`036-0005-0056-00`

Property Details

APN / Parcel Number

Primary APN	`036-0005-0056-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,097 sqft Living Area
1st Floor Area	936 sqft
2nd Floor Area	936 sqft
Attic	Attic
Attic Area	225 sqft
Basement Area	936 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Architectural Style	Conventional
Exterior Material	Stucco
Lot Area	7,013 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Porch	Porch
Porch Area	372 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	4539 HECTOR AVE
City	CINCINNATI
State	OH
Zip	45227-2710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4539 HECTOR AVE 50 X 140 LOT 8 SHATTUCS HOME PLACE
Legal Subdivision	HOME PLACE SHATTUCKS
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	4
Census Block	4009
Census Tract	5600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	4539 HECTOR AVE, CINCINNATI, OH 45227-2710
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2008 · Amount on Record
Deed Sale	Jul 8, 2008 · Amount on Record
Prior Sale	Jun 24, 2002 · Amount on Record
Deed Document Number	160724
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4539 HECTOR AVE, CINCINNATI, OH 45227-2710
Document Number	0000100122
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4539 HECTOR AVE CINCINNATI OH 452272710, CINCINNATI, OH 45227-2710

Mortgage

Document Number	0000100122
Date	Sep 29, 2020
Book Page	014263/001427
Instrument	100122

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,609.00 (+3.13%)	$74,764 (-) Land $16,097 Building $58,667
2024	$4,469.00 (-2.21%)	$74,764 (-) Land $16,097 Building $58,667
2023	$4,570.00 (+46.62%)	$74,764 (+63.7%) Land $16,097 Building $58,667	$213,610 (+63.7%) Land $45,990 Building $167,620
2022	$3,117.00 Homeowner's exemption	$45,672 Land $7,935 Building $37,737
2020			$130,490 Land $22,670 Building $107,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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