Brevard County property record for 4540 Flood St, Cocoa, FL 32927
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,238 sqft · built 2006 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $373,000 (Aug 2022) |
| Tax Bill | $5,025 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-35-14-JZ-332-26 |
| Primary APN | 23-35-14-JZ-332-26 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,238 sqft Living Area |
| Gross Area | 2,904 sqft |
| 1st Floor Area | 2,238 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 378 sqft |
| Porch | Florida Room |
| Porch Area | 288 sqft |
| Patio Area | 7 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2304119 |
|---|---|
| Street Address | 4540 FLOOD ST |
| City | COCOA |
| State | FL |
| Zip | 32927-7940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1-9 |
| Legal Description | PORT ST JOHN UNIT 8 LOT 26 BLK 332 |
| Legal Range | 35E |
| Legal Township | 23S |
| Legal Section | 14 |
| Legal Subdivision | PORT ST JOHN UNIT 8 |
| Legal Block | 332 |
| Legal Lot Number | 26 |
| Legal Unit | 8 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | COCOA-ROCKLEDGE |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 62108 |
4540 Flood St is owned and occupied by two individuals who bought it in August 2022.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4540 FLOOD ST, COCOA, FL 32927-7940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2022 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 14, 2020 | Deed of Trust, Mortgage · VA Mortgage RP FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2022 · Amount on File |
| Deed Sale | Aug 15, 2022 · Amount on File |
| Prior Sale | Aug 23, 2016 · Amount on File |
| Deed Document Number | 2022199912 |
| Deed Book / Page | 9585 / 2525 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 15, 2022 |
| Property Address | 4540 FLOOD ST, COCOA, FL 32927-7940 |
| Document Number | 0095852525 |
| Book / Page | 9585 / 2525 |
| Map Reference | MB 23 PG 70 |
| Instrument Date | Aug 12, 2022 |
| Instrument | 2022199912 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Title Company | LIBERTY TITLE COMPANY LLC, LIBERTY TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,611.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 728, TITUSVILLE, FL 32781-0728 |
| Name | Verified Name |
|---|---|
| Address | 4540 FLOOD ST, COCOA, FL 32927-7940 |
| Document Number | 0095852526 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 9585/2526 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 4540 FLOOD ST, COCOA, FL 32927-7940 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0086641047 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 8664/1047 |
| Instrument | 2020036043 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | LAKE MARY, FL 32746 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
The 2025 property tax bill for 4540 Flood St was $5,025.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $321,810 (-0.41%) | $321,810 (-0.41%) | |
| 2025 | $5,025.00 | $323,150 Land $52,000 Building $271,150 | $323,150 Land $52,000 Building $271,150 |
| 2023 | $4,739.00 (+68.95%) | $310,980 (+50.88%) Land $52,000 Building $258,980 | $310,980 (+11.45%) Land $52,000 Building $258,980 |
| 2022 | $2,805.00 Homeowner's exemption | $206,110 | $279,020 Land $46,000 Building $233,020 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4540 Flood St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 2 (2017–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4540 Flood St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COCOA serves 294,039 people · EPA ID FL3050223 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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