4505 Flood St, Cocoa, FL 32927 Property Records

Brevard County property record for 4505 Flood St, Cocoa, FL 32927

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,859 sqft · built 1995
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on Record
Last Sale$169,500 (Mar 2015)
Tax Bill$2,332 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN23-35-14-JZ-331-2

Property Details

APN / Parcel Number

Primary APN23-35-14-JZ-331-2
Alternative APNs
  • 23-35-14-JZ-00331.0-0002.00
  • 2304067

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,859 sqft Living Area
Gross Area2,289 sqft
1st Floor Area1,859 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area400 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area30 sqft
Deck AreaDeck Area
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2304067
Street Address4505 FLOOD ST
CityCOCOA
StateFL
Zip32927-7981
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1-9
Legal DescriptionPORT ST JOHN UNIT 8 LOT 2 BLK 331
Legal Range35E
Legal Township23S
Legal Section14
Legal SubdivisionPORT ST JOHN UNIT 8
Legal Block331
Legal Lot Number2
Legal Unit8
JurisdictionBREVARD FL
Township / Civil DivisionCOCOA-ROCKLEDGE
Census Block Group5
Census Block5011
Census Tract62108

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4505 FLOOD ST, COCOA, FL 32927-7981
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 10, 2015 · Amount on Record
Deed SaleMar 10, 2015 · Amount on Record
Prior SaleApr 4, 1995 · Amount on Record
Deed Document Number201547290
Deed Book / Page7318 / 1572
Prior Transfer DateMay 5, 2011
Prior Transfer Doc0064561555
Record UpdatedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address4505 FLOOD ST, COCOA, FL 32927-7981
Transaction TypeMortgage
Record UpdatedJul 7, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4505 FLOOD ST, COCOA, FL 32927-7981

Mortgage

Document Number0091641385
DateJun 22, 2021
Book Page9164/1385
Instrument2021161682
Lender
NameMAGNOLIA BANK
TypeBank
AddressHODGENVILLE, KY 42748
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$285,040 (+77.08%)$285,040 (-0.5%)
2025$2,332.00 (+12.66%) Homeowner's exemption Veteran's exemption$160,970 (+9.08%)$286,470 (+4.08%)
2024$2,070.00 (+2.12%)
2023$2,027.00 (+6.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$147,570 (+2.99%)$275,250 (+6.28%) Land $52,000 Building $223,250
2022$1,895.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$143,280$258,990 Land $46,000 Building $212,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 44 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies44 in force
Nearby Flood Claims2 (2017–2025)
Most Recent ClaimOct 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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