4540 E Oxford Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4540 E Oxford Ln, Gilbert, AZ 85295 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,524 sqft · built 2004
Lot Size0.12 acres (5,250 sqft)
OwnerIndividual Name on File
Last Sale$477,000 (Dec 2023)
Tax Bill$1,479 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
Nov 2021 Mortgage
+ 5 more
Flood ZoneZone X (moderate risk)
APN304-38-636

Property Details

APN / Parcel Number

Primary APN304-38-636

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,524 sqft Living Area
1st Floor Area1,524 sqft

Exterior

Year BuiltBuilt 2004
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area5,250 sqft (0.12 acres)
Parking Spaces2 Parking Spaces
Patio Area102 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4540 E OXFORD LN
CityGILBERT
StateAZ
Zip85295-5823
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGATEWAY VILLAGE MCR 606-38
Legal Range06E
Legal Township01S
Legal Section25
Legal QuarterNE
Quarter-Quarter SectionNW
Legal SubdivisionGATEWAY VILLAGE
Legal Lot Number90
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2034
Census Tract815201

Owner

Source: Maricopa County records · APN 304-38-636

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4540 E OXFORD LN, GILBERT, AZ 85295-5823
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2023Warranty Deed, Transfer · Conventional Mortgage
PRIMIS MORTGAGE CO
Nov 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
May 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Nov 25, 2019Deed of Trust, Mortgage · Second Mortgage (Down Payment)
THE INDUSTRIAL DEVELOPMENT AUTHORITY OF
Jul 11, 2019Warranty Deed, Transfer · Conventional Mortgage
PRIMELENDING
Mar 09, 2018Deed of Trust, Mortgage · FHA Mortgage
INTEREST SMART HM LOANS
Jan 10, 2017Warranty Deed, Transfer · Conventional Mortgage
DESERT SCHOOLS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 05, 2023 · Amount on Record
Deed SaleDec 05, 2023 · Amount on Record
Prior SaleJul 11, 2019 · Amount on Record
Deed Document Number20230620136
Record UpdatedJun 08, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateDec 05, 2023
Property Address4540 E OXFORD LN, GILBERT, AZ 85295-5823
Document Number0000620136
Map ReferenceMB 606 PG 38
Instrument DateNov 27, 2023
Instrument20230620136
Transaction TypeTransfer
Record UpdatedDec 13, 2023
Title CompanyDRIGGS TITLE AGENCY INC-NV, DRIGGS TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4540 E OXFORD LN, GILBERT, AZ 85295-5823

Transferred To (Grantee/Buyer)

NameVerified Name
Address4540 E OXFORD LN, GILBERT, AZ 85295-5823

Mortgage

Document Number0000620137
DateDec 05, 2023
Instrument20230620137
Lender
NamePRIMIS MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4540 E OXFORD LN, GILBERT, AZ 85295-5823
Transaction TypeMortgage
Record UpdatedDec 01, 2021
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4540 E OXFORD LN, GILBERT, AZ 85295-5823

Mortgage

Document Number0001244923
DateNov 22, 2021
Instrument20211244923
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressANN ARBOR, MI 48105
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4540 E OXFORD LN, GILBERT, AZ 85295-5823
Transaction TypeMortgage
Record UpdatedJun 02, 2021
Title CompanySECURITY TITLE COMPANY, SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4540 E OXFORD LN, GILBERT, AZ 85295-5823

Mortgage

Document Number0000575968
DateMay 24, 2021
Instrument20210575968
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4540 E OXFORD LN, GILBERT, AZ 85295-5823
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyDRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000950645
DateNov 25, 2019
Instrument20190950645
Lender
NameTHE INDUSTRIAL DEVELOPMENT AUTHORITY OF
TypeGovernment Agency
AddressPHOENIX, AZ 85018
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term116 Months
DueJul 10, 2029

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJul 11, 2019
Property Address4540 E OXFORD LN, GILBERT, AZ 85295-5823
Document Number0000524243
Map ReferenceMB 606 PG 38
Instrument DateJul 10, 2019
Instrument20190524243
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyDRIGGS TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4540 E OXFORD LN, 4540, GILBERT, AZ 85295-5823

Transferred To (Grantee/Buyer)

NameVerified Name
Address4540 E OXFORD LN, GILBERT, AZ 85295-5823

Mortgage

Document Number0000524244
DateJul 11, 2019
Instrument20190524244
Lender
NamePRIMELENDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Mortgage

Document Number0000524245
DateJul 11, 2019
Instrument20190524245
Lender
NameTHE INDUSTRIAL DEVELOPMENT AUTHORITY OF
TypeGovernment Agency
AddressPHOENIX, AZ 85018
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term120 Months
DueJul 10, 2029

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4540 E OXFORD LN, GILBERT, AZ 85295-5823
Document Number0000190988
Instrument DateMar 09, 2018
Transaction TypeMortgage
Record UpdatedMar 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4540 E OXFORD LN GILBERT AZ 852955823, GILBERT, AZ 85295-5823

Mortgage

Document Number0000190988
DateMar 14, 2018
Instrument190988
Lender
NameINTEREST SMART HM LOANS
AddressLAGUNA HILLS, CA 92653
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 13, 2048

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateJan 10, 2017
Property Address4540 E OXFORD LN, GILBERT, AZ 85295-5823
Document Number0000020143
Instrument DateJan 05, 2017
Instrument20143
Transaction TypeTransfer
Record UpdatedJan 16, 2017
Title CompanyCLEAR TITLE AGENCY/AZ, CLEAR TITLE AGCY/AZ

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$247.90
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4540 E OXFORD LN GILBERT AZ 852955823, GILBERT, AZ 85295-5823

Mortgage

Document Number20144,
DateJan 10, 2017
Instrument20144
Lender
NameDESERT SCHOOLS FCU
TypeCredit Union
AddressPHOENIX, AZ 85034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 09, 2047

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$38,230 (+0.98%)$382,300 (+0.98%) Land $76,400 Building $305,900
2025$1,479.00 (-6.57%)
2024$37,860 (+17.87%)$378,600 (+17.87%) Land $75,700 Building $302,900
2023$1,583.00 (+4.63%)$32,120 Land $6,420 Building $25,700$321,200 Land $64,200 Building $257,000
2022$1,513.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138152012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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