4539 E Oxford Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 4539 E Oxford Ln, Gilbert, AZ 85295 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,426 sqft · built 2004
Lot Size0.12 acres (5,250 sqft)
OwnerIndividual Name on File
Last Sale$490,000 (Oct 2021)
Tax Bill$2,038 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN304-38-661

Property Details

APN / Parcel Number

Primary APN304-38-661

Interior

Full Baths3 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,426 sqft Living Area
1st Floor Area1,090 sqft
2nd Floor Area1,336 sqft

Exterior

Year BuiltBuilt 2004
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area5,250 sqft (0.12 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address4539 E OXFORD LN
CityGILBERT
StateAZ
Zip85295-5824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGATEWAY VILLAGE MCR 606-38
Legal Range06E
Legal Township01S
Legal Section25
Legal QuarterNE
Quarter-Quarter SectionNW
Legal SubdivisionGATEWAY VILLAGE
Legal Lot Number115
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group2
Census Block2033
Census Tract815201

Owner

Source: Maricopa County records · APN 304-38-661

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10498 SHERIDAN CRES NE, REDMOND, WA 98053-5920
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2021Warranty Deed, Transfer · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Apr 27, 2021Deed of Trust, Mortgage · VA Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 29, 2019Warranty Deed, Transfer · VA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2021 · Amount on Record
Deed SaleOct 08, 2021 · Amount on Record
Prior SaleAug 29, 2019 · Amount on Record
Deed Document Number20211090879
Record UpdatedJun 08, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateOct 08, 2021
Property Address4539 E OXFORD LN, GILBERT, AZ 85295-5824
Document Number0001090879
Map ReferenceMB 606 PG 38
Instrument DateOct 06, 2021
Instrument20211090879
Transaction TypeTransfer
Record UpdatedOct 18, 2021
Title CompanyEMPIRE W TITLE AGENCY, EMPIRE TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4539 E OXFORD LN, 4539, GILBERT, AZ 85295-5824

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address10498 SHERIDAN CRES NE, REDMOND, WA 98053-5920

Mortgage

Document Number0001090880
DateOct 08, 2021
Instrument20211090880
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4539 E OXFORD LN, GILBERT, AZ 85295-5824
Transaction TypeMortgage
Record UpdatedMay 12, 2021
Title CompanyADVANTAGEONE TITLE, ADVANTAGE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4539 E OXFORD LN, GILBERT, AZ 85295-5824

Mortgage

Document Number0000468493
DateApr 27, 2021
Instrument20210468493
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateAug 29, 2019
Property Address4539 E OXFORD LN, GILBERT, AZ 85295-5824
Document Number0000675046
Map ReferenceMB 606 PG 38
Instrument DateAug 26, 2019
Instrument20190675046
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanySECURITY TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4539 E OXFORD LN, 4539, GILBERT, AZ 85295-5824

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4539 E OXFORD LN, GILBERT, AZ 85295-5824

Mortgage

Document Number0000675047
DateAug 29, 2019
Instrument20190675047
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$44,300 (+1.72%)$443,000 (+1.72%) Land $88,600 Building $354,400
2025$2,038.00 (-12.19%)
2024$43,550 (+16.98%)$435,500 (+16.98%) Land $87,100 Building $348,400
2023$2,321.00 (+4.13%)$37,230 Land $7,440 Building $29,790$372,300 Land $74,400 Building $297,900
2022$2,229.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040138152012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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