4540 Chris Ln, Auburn, CA 95602 Property Records

Placer County property record for 4540 Chris Ln, Auburn, CA 95602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1990
Lot Size	6.56 acres (285,754 sqft)
Owner	2 Individual Names on File
Last Sale	$465,000 (Aug 2024)
Tax Bill	$4,849 (2025)
Deeds & Mortgages	Mortgage Dec 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`076-100-040-000`

Property Details

APN / Parcel Number

Primary APN	`076-100-040-000`
Alternative APN	`076-100-040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,568 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	285,754 sqft
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	076-100-040
Street Address	4540 CHRIS LN
City	AUBURN
State	CA
Zip	95602-9107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	6.56 A SEC 20 13 8
Legal Range	8E
Legal Township	13N
Legal Section	20
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	3
Census Block	3003
Census Tract	21801

Owner

4540 Chris Ln is owned and occupied by two individuals who bought it in August 2024.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4540 CHRIS LN, AUBURN, CA 95602-9107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage
Dec 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK NA
Apr 19, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CITIBANK NA
Jan 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2024 · Amount on File
Deed Sale	Aug 9, 2024 · Amount on File
Deed Document Number	202442522
Prior Transfer Date	Jan 10, 2020
Prior Transfer Doc	0000006187
Record Updated	Oct 29, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4540 CHRIS LN, AUBURN, CA 95602-9107
Transaction Type	Mortgage
Record Updated	Nov 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 CHRIS LN, AUBURN, CA 95602-9107

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4540 CHRIS LN, AUBURN, CA 95602-9107
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	TRGC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000102710
Date	Dec 26, 2017
Instrument	2017-0102710

Lender

Name	CITIBANK NA
Type	Bank
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Apr 19, 2022
Property Address	4540 CHRIS LN, AUBURN, CA 95602-9107
Document Number	0000033718
Instrument Date	Feb 16, 2022
Instrument	2022-0033718
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4540 CHRIS LN, AUBURN, CA 95602-9107

Mortgage

Document Number	0000033719
Date	Apr 19, 2022
Instrument	2022-0033719

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4540 CHRIS LN, AUBURN, CA 95602-9107
Instrument Date	Jan 10, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4540 CHRIS LN AUBURN CA 956029107, AUBURN, CA 95602-9107

Mortgage

Document Number	6188
Date	Jan 23, 2020
Instrument	6188

Lender

Name	CITIBANK
Type	Bank
Address	O FALLON, MO 63368-2240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 22, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4540 Chris Ln was $4,849.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$474,300 (+2%) Land $204,000 Building $270,300
2025	$4,849.00	$465,000 Land $200,000 Building $265,000
2023	$5,181.00 (+0.56%) Homeowner's exemption	$488,796 Land $157,676 Building $331,120
2022	$5,152.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4540 Chris Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4540 Chris Ln is high, ranking above 81% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 60% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Cable	500 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Astound Broadband, Verizon.

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