454 W 7th, Cortland, NE 68331 Property Records

Gage County property record for 454 W 7th, Cortland, NE 68331

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,706 sqft · built 2005
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Oct 2022)
Tax Bill	$3,923 (2025)
Deeds & Mortgages	Oct 2022 Sale & Line of Credit Mar 2005 Sale
Flood Zone	Zone X (minimal risk)
APN	`007305000`

Property Details

APN / Parcel Number

Primary APN	`007305000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,706 sqft Living Area
1st Floor Area	1,353 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	1,566 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	567 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	454 W 7TH
City	CORTLAND
State	NE
Zip	68331
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 7 & W 1/2 LOT 8 BLK 16 CORTLAND ORIG
Legal Subdivision	ORIGINAL TOWN OF CORTLAND
Legal Block	16
Legal Lot Number	7,8
Jurisdiction	GAGE NE
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1014
Census Tract	964700

Owner

454 W 7th is owned by two individuals who bought it in October 2022.

Source: Gage County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	725 OAK AVE, CRETE, NE 68333-2750
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2022	Warranty Deed, Transfer · Line of Credit CITY BANK & TRUST
Mar 18, 2005	Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2022 · Amount on File
Deed Sale	Oct 14, 2022 · Amount on File
Prior Sale	Mar 18, 2005 · Amount on File
Deed Document Number	20223279
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GAGE NE
Recording Date	Oct 14, 2022
Property Address	454 W 7TH, CORTLAND, NE 68331
Document Number	0202203279
Instrument Date	Oct 7, 2022
Instrument	2022-03279
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202203280
Date	Oct 14, 2022
Instrument	2022-03280

Lender

Name	CITY BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2005: Transfer

Jurisdiction	GAGE NE
Recording Date	Mar 18, 2005
Property Address	454 W 7TH, CORTLAND, NE 68331
Document Number	02001/7519
Book / Page	2001 / 7519
Instrument Date	Mar 18, 2005
Transaction Type	Transfer
Record Updated	Mar 12, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 454 W 7th was $3,923.

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gage County
County Subdivision	Highland Township
Municipality	Cortland Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,975 (+9.29%) Land $25,000 Building $358,975	$383,975 (+9.29%) Land $25,000 Building $358,975
2025	$3,923.00	$351,340 Land $25,000 Building $326,340	$351,340 Land $25,000 Building $326,340
2023	$3,527.00	$214,960 Land $13,500 Building $201,460	$214,960 Land $13,500 Building $201,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 454 W 7th in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 454 W 7th is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CORTLAND serves 515 people · EPA ID NE3106706
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, GigFire, Nextlink, Verizon.

Nearby Properties on W 7th

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