425 W 7th, Cortland, NE 68331 Property Records

Gage County property record for 425 W 7th, Cortland, NE 68331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1970
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Apr 2024)
Tax Bill	$2,041 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007343000`

Property Details

APN / Parcel Number

Primary APN	`007343000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,120 sqft
Finished Basement	280 sqft
Game Room	Game Room

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	42 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	425 W 7TH
City	CORTLAND
State	NE
Zip	68331-3094
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LOT 3 & E 1/2 LOT 4 BLK 25 CORTLAND ORIG
Legal Subdivision	CORTLAND ORIGINAL
Legal Block	25
Legal Lot Number	3,4
Jurisdiction	GAGE NE
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1015
Census Tract	964700

Owner

Source: Gage County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	425 W 7TH, CORTLAND, NE 68331-3094
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK NEBRASKA
Jul 16, 2018	Deed of Trust, Mortgage · FHA Mortgage SUNTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Feb 16, 2016 · Amount on Record
Deed Document Number	2024840
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GAGE NE
Recording Date	Apr 12, 2024
Property Address	425 W 7TH, CORTLAND, NE 68331-3094
Document Number	0202400840
Instrument Date	Apr 8, 2024
Instrument	2024-00840
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	UNION CMRC TITLE COMPANY LLC, UNION TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202400841
Date	Apr 12, 2024
Instrument	2024-00841

Lender

Name	FIRST STATE BANK NEBRASKA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GAGE NE
Property Address	425 W 7TH, CORTLAND, NE 68331-3094
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201801880
Date	Jul 16, 2018
Instrument	2018-01880

Lender

Name	SUNTRUST MORTGAGE
Type	Non-Lending Institution
Address	RICHMOND, VA 23224

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Gage County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Gage County
County Subdivision	Highland Township
Municipality	Cortland Village
Unified School District	Norris School District 160 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,665 (+8.63%) Land $25,000 Building $173,665	$198,665 (+8.63%) Land $25,000 Building $173,665
2025	$2,041.00 (-2.06%)	$182,875 (+43.97%) Land $25,000 Building $157,875	$182,875 (+43.97%) Land $25,000 Building $157,875
2023	$2,084.00	$127,020 Land $13,500 Building $113,520	$127,020 Land $13,500 Building $113,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CORTLAND serves 515 people · EPA ID NE3106706
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Big Red Communications, GigFire, Nextlink, Verizon.

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