454 Upper Cherrytown Rd, Kerhonkson, NY 12446 Property Records

Ulster County and Rochester Town property record for 454 Upper Cherrytown Rd, Kerhonkson, NY 12446

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 850 sqft · built 1975
Lot Size	3.3 acres (143,748 sqft)
Owner	Individual Name on Record
Last Sale	$326,000 (Apr 2023)
Tax Bill	$6,194 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`514400 59.-2-28.200`

Property Details

APN / Parcel Number

Primary APN	`514400 59.-2-28.200`
Alternative APN	`114825.200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	850 sqft Living Area
1st Floor Area	700 sqft
Upper Floors Area	150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2003
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	143,748 sqft (3.3 acres)
Porch	Slab
Porch Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	114825.200
Street Address	454 UPPER CHERRYTOWN RD
City	KERHONKSON
State	NY
Zip	12446-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Block	2
Legal Lot Number	28.200
Jurisdiction	ULSTER NY
Township / Civil Division	ROCHESTER
Census Block Group	2
Census Block	2021
Census Tract	955001

Owner

Source: Ulster County and Rochester Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 SOCIETY HILL RD, WATERBURY, CT 06704-1581
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 11, 2023	Deed, Transfer · FHA Mortgage MEADOWBROOK FINANCIAL MTG BANKERS C

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	Aug 9, 2005 · Amount on Record
Deed Document Number	20233980
Deed Book / Page	7212 / 282
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	454 UPPER CHERRYTOWN RD, KERHONKSON, NY 12446-1330
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012773
Date	Oct 29, 2025
Book Page	13620/217
Instrument	2025-12773

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Nov 1, 2053

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Apr 11, 2023
Property Address	454 UPPER CHERRYTOWN RD, KERHONKSON, NY 12446-1330
Document Number	0000003980
Book / Page	7212 / 282
Instrument Date	Apr 4, 2023
Instrument	2023-3980
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SOCIETY HILL RD, WATERBURY, CT 06704-1581

Mortgage

Document Number	0000003981
Date	Apr 11, 2023
Instrument	2023-3981

Lender

Name	MEADOWBROOK FINANCIAL MTG BANKERS C

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Rochester Town
Unified School District	Rondout Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,194.00 (+2.26%)	$235,400 (-) Land $56,500 Building $178,900	$444,151 (+9.43%) Land $106,604 Building $337,547
2024	$6,057.00 (+288.02%)	$235,400 (-) Land $56,500 Building $178,900	$405,862 (+8.62%) Land $97,414 Building $308,448
2023		$235,400 (-) Land $56,500 Building $178,900	$373,651 (+14.29%) Land $89,683 Building $283,968
2022		$235,400 Land $56,500 Building $178,900	$326,944 Land $78,472 Building $248,472
2021	$1,561.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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