Ulster County and Rochester Town property record for 440 Upper Cherrytown Rd, Kerhonkson, NY 12446
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 768 sqft · built 1992 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $270,000 (Feb 2005) |
| Tax Bill | $5,321 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 514400 59.-2-11.200 |
| Primary APN | 514400 59.-2-11.200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 768 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Lot Area | 217,800 sqft (5 acres) |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 118410.200 |
|---|---|
| Street Address | 440 UPPER CHERRYTOWN RD |
| City | KERHONKSON |
| State | NY |
| Zip | 12446-1330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Block | 2 |
| Legal Lot Number | 11.200 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 955001 |
Source: Ulster County and Rochester Town records, as of May 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 165 W 20TH ST, 6L, NEW YORK, NY 10011-3625 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2005 · Amount on Record |
| Deed Sale | Feb 1, 2005 · Amount on Record |
| Prior Sale | May 15, 2003 · Amount on Record |
| Deed Document Number | 20052818 |
| Deed Book / Page | 4023 / 296 |
| Prior Transfer Date | Mar 22, 2003 |
| Prior Transfer Doc | 0000008809 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Apr 21, 2026 |
| Property Address | 440 UPPER CHERRYTOWN RD, KERHONKSON, NY 12446-1330 |
| Document Number | 0000004719 |
| Book / Page | 13731 / 270 |
| Instrument Date | Apr 7, 2026 |
| Instrument | 20264719 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 440 UPPER CHERRYTOWN RD, KERHONKSON, NY 12446-1330 |
| Document Number | 0000004719, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 13731/270 |
| Instrument | 20264719 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Ulster County and Rochester Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Rochester Town |
| Unified School District | Rondout Valley Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,321.00 (+294.73%) | $203,300 (-) Land $65,000 Building $138,300 | $383,585 (+18.87%) Land $122,642 Building $260,943 |
| 2023 | $203,300 (-) Land $65,000 Building $138,300 | $322,698 (+14.29%) Land $103,174 Building $219,524 | |
| 2022 | $203,300 Land $65,000 Building $138,300 | $282,361 Land $90,278 Building $192,083 | |
| 2021 | $1,348.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
No cell data coverage reported
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