454 Tilmor Dr, Waterford, MI 48328 Property Records

Oakland County property record for 454 Tilmor Dr, Waterford, MI 48328

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,053 sqft · built 1956
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2026)
Tax Bill	$2,604 (2025)
Deeds & Mortgages	Oct 2026 Sale Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`W-13-26-228-009`

Property Details

APN / Parcel Number

Primary APN	`W-13-26-228-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,053 sqft Living Area
1st Floor Area	1,053 sqft
Basement Area	1,053 sqft
Unfinished Basement	1,053 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	149 ft deep x 75 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	454 TILMOR DR
City	WATERFORD
State	MI
Zip	48328-2566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R9E, SEC 26 LORRAINE MANOR NO 2 LOT 140
Legal Range	09E
Legal Township	03N
Legal Section	26
Legal Subdivision	LORRAINE MANOR NO 2
Legal Lot Number	140
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3005
Census Tract	144701

Owner

454 Tilmor Dr is owned and occupied by an individual who bought it in October 2026.

Source: Oakland County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2664 BRENTWOOD DR, LAKE ORION, MI 48360-1992
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Warranty Deed, Transfer CAPITAL TITLE
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Dec 18, 2020	Warranty Deed, Transfer DEVON TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2026 · Amount on File
Deed Sale	Oct 14, 2026 · Amount on File
Prior Sale	Aug 14, 2024 · Amount on File
Deed Document Number	2026151626
Deed Book / Page	61635 / 408
Prior Transfer Date	Jul 25, 2008
Prior Transfer Doc	0000142373
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 14, 2026
Property Address	454 TILMOR DR, WATERFORD, MI 48328-2566
Document Number	0000151626
Book / Page	61635 / 408
Instrument Date	Oct 7, 2026
Instrument	2026151626
Transaction Type	Transfer
Record Updated	Oct 22, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount on Record
Tax	$151,500.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2664 BRENTWOOD DR, LAKE ORION, MI 48360-1992

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	454 TILMOR DR, WATERFORD, MI 48328-2566
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	LIBERTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 TILMOR DR, WATERFORD, MI 48328-2566

Mortgage

Document Number	0000044793
Date	Feb 18, 2021
Book Page	55735/470
Instrument	44793

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	454 TILMOR DR, WATERFORD, MI 48328-2566
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 TILMOR DR, WATERFORD, MI 48328-2566

Mortgage

Document Number	0000418365
Date	Jul 22, 2022
Book Page	57973/457
Instrument	418365

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	BURLINGAME, CA 94010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Dec 18, 2020
Property Address	454 TILMOR DR, WATERFORD, MI 48328-2566
Document Number	0000269288
Book / Page	55359 / 252
Map Reference	LB 78 PG 14&15
Instrument Date	Dec 14, 2020
Instrument	269288
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	DEVON TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3255 FAIRGROVE TER, 3255, ROCHESTER HILLS, MI 48309-3986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 TILMOR DR, WATERFORD, MI 48328-2566

Tax Assessment & Valuation

The 2025 property tax bill for 454 Tilmor Dr was $2,604 with a homeowner's exemption, down 27.7% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,604.00 (-27.67%) Homeowner's exemption	$112,920	$225,840
2024	$3,600.00
2023		$94,480	$188,960
2021	$3,197.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 454 Tilmor Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 454 Tilmor Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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