414 Tilmor Dr, Waterford, MI 48328 Property Records

Oakland County property record for 414 Tilmor Dr, Waterford, MI 48328

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,053 sqft · built 1956
Lot Size	0.551 acres (24,002 sqft)
Owner	Individual Name on Record
Tax Bill	$1,347 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`W-13-26-228-013`

Property Details

APN / Parcel Number

Primary APN	`W-13-26-228-013`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,053 sqft Living Area
1st Floor Area	1,053 sqft
Basement Area	1,053 sqft
Unfinished Basement	1,053 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	24,002 sqft (0.551 acres)
Lot Dimensions	290 ft deep x 82 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	65 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	414 TILMOR DR
City	WATERFORD
State	MI
Zip	48328-2566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T3N, R9E, SEC 26 LORRAINE MANOR NO 2 LOT 136
Legal Range	09E
Legal Township	03N
Legal Section	26
Legal Subdivision	LORRAINE MANOR NO 2
Legal Lot Number	136
Jurisdiction	OAKLAND MI
Township / Civil Division	WATERFORD
Census Block Group	3
Census Block	3005
Census Tract	144701

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	414 TILMOR DR, WATERFORD, MI 48328-2566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Sep 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 17, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 10, 2015
Transfer Doc	0000166790
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	414 TILMOR DR, WATERFORD, MI 48328-2566
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 TILMOR DR, WATERFORD, MI 48328-2566

Mortgage

Document Number	0000275178
Date	Dec 28, 2020
Book Page	55400/873
Instrument	275178

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	414 TILMOR DR, WATERFORD, MI 48328-2566
Document Number	0000155101
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	414 TILMOR DR WATERFORD MI 483282566, WATERFORD, MI 48328-2566

Mortgage

Document Number	0000155101
Date	Sep 23, 2019
Book Page	053279/000858
Instrument	155101

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Sep 22, 2046

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	414 TILMOR DR, WATERFORD, MI 48328-2566
Document Number	0000156290
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	414 TILMOR DR WATERFORD MI 483282566, WATERFORD, MI 48328-2566

Mortgage

Document Number	0000156290
Date	Sep 24, 2018
Book Page	052206/000542
Instrument	156290

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Waterford Charter Township
Unified School District	Waterford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,347.00 (-40.84%) Homeowner's exemption	$105,390 (+21.97%)	$210,780 (+21.97%)
2024	$2,277.00 (+17.19%)
2023		$86,410	$172,820
2021	$1,943.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERFORD TOWNSHIP serves 73,441 people · EPA ID MI0006910
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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