454 Southpointe Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 454 Southpointe Rd, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Details	3 bd · 2 ba · 1,696 sqft · built 2004
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on Record
Last Sale	$759,000 (Feb 2022)
Tax Bill	$4,246 (2026)
Deeds & Mortgages	Feb 2022 Sale Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`P55-269`

Property Details

APN / Parcel Number

Primary APN	`P55-269`
Alternative APN	`57090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,696 sqft Finished Area
Basement Area	1,696 sqft
Unfinished Basement	1,696 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Rustic
Exterior Material	Logs
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Shingle
Lot Area	48,352 sqft (1.11 acres)
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	57090
Street Address	454 SOUTHPOINTE RD
City	MILL SPRING
State	NC
Zip	28756-8762
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	OPEN
Legal Description	LOT #8, LAKE ADGER, 0S06 SOUTH POINTE 09
Legal Subdivision	SOUTH POINTE
Legal Lot Number	8
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1002
Census Tract	920201

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	454 SOUTHPOINTE RD, MILL SPRING, NC 28756-8762
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Warranty Deed, Transfer
Jun 14, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2022 · Amount on Record
Deed Sale	Feb 9, 2022 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Book / Page	467 / 1100
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 9, 2022
Property Address	454 SOUTHPOINTE RD, MILL SPRING, NC 28756-8762
Document Number	00467/1100
Book / Page	467 / 1100
Map Reference	FILE D PG 85
Instrument Date	Feb 9, 2022
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount Recorded
Tax	$1,518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8150 OLIVE TREE WAY APT 205, 205, KNOXVILLE, TN 37919-2115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	718 SW 52ND ST, CAPE CORAL, FL 33914-6584

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 14, 2019
Property Address	454 SOUTHPOINTE RD, MILL SPRING, NC 28756-8762
Document Number	000441/507
Book / Page	441 / 507
Instrument Date	Jun 11, 2019
Transaction Type	Transfer
Record Updated	Nov 27, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4420 STONEY POYNT CT, NORTH CHARLESTON, SC 29405-6881

Mortgage

Document Number	0000441511
Date	Jun 14, 2019
Instrument	441/511

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	000441/507
Date	Jun 14, 2019
Book Page	441/507

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,246.00	$832,085 (-) Land $150,000 Building $682,085	$832,085 (-) Land $150,000 Building $682,085
2025	$4,246.00 (+52.3%)	$832,085 (+90.87%) Land $150,000 Building $682,085	$832,085 (+90.87%) Land $150,000 Building $682,085
2023	$2,788.00	$435,953 Land $90,000 Building $345,953
2021			$435,953 Land $90,000 Building $345,953

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: Skyrunner, Spectrum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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