428 Southpointe Rd, Mill Spring, NC 28756 Property Records

Polk County property record for 428 Southpointe Rd, Mill Spring, NC 28756 · Last verified April 2026

Property Summary

Property Type	Other Improved
Lot Size	1.11 acres (48,352 sqft)
Owner	2 Company Names on File
Last Sale	$127,000 (Jul 2021)
Tax Bill	$3,468 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`P55-271`

Property Details

APN / Parcel Number

Primary APN	`P55-271`
Alternative APN	`30308`

Exterior

Lot Area	48,352 sqft (1.11 acres)

Location & Zoning

Account Number	30308
Street Address	428 SOUTHPOINTE RD
City	MILL SPRING
State	NC
Zip	28756-8762
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT #10, LAKE ADGER, 0S06 SOUTH POINTE 09
Legal Subdivision	SOUTH POINTE
Legal Lot Number	10
Jurisdiction	POLK NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1002
Census Tract	920201

Owner

Source: Polk County records · APN P55-271

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2127 NIMS VILLAGE DR, FORT MILL, SC 29715-9613
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2024	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Jun 29, 2023	Intrafamily Transfer, Transfer
Jul 07, 2021	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA
Jul 02, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 07, 2021 · Amount on Record
Deed Sale	Jul 07, 2021 · Amount on Record
Prior Sale	Jul 02, 2020 · Amount on Record
Deed Book / Page	461 / 177
Last Transfer Date	Jun 29, 2023
Transfer Doc	0000479/86
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	428 SOUTHPOINTE RD, MILL SPRING, NC 28756-8762
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 NIMS VILLAGE DR, FORT MILL, SC 29715-9613

Mortgage

Document Number	000484/793
Date	Mar 22, 2024
Book Page	484/793

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Apr 01, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11.3%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Jun 29, 2023
Property Address	428 SOUTHPOINTE RD, MILL SPRING, NC 28756-8762
Document Number	0000479/86
Book / Page	479 / 86
Map Reference	FILE D PG 85
Instrument Date	Jun 29, 2023
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	2127 NIMS VILLAGE DR, FORT MILL, SC 29715-9613

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 07, 2021
Property Address	428 SOUTHPOINTE RD, MILL SPRING, NC 28756-8762
Document Number	000461/177
Book / Page	461 / 177
Map Reference	FIEL D PG 85
Instrument Date	Jun 09, 2021
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	SERVICELINK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	W72N1072 HAMPTON AVE, CEDARBURG, WI 53012-3204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	845 BEE BALM TRL, FORT MILL, SC 29708-0400

Mortgage

Document Number	0000461181
Date	Jul 07, 2021
Instrument	461/181

Lender

Name	SOUTH STATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Aug 01, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.37%
Index	1-Year CMT
Max Rate	10.3%

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 02, 2020
Property Address	428 SOUTHPOINTE RD, MILL SPRING, NC 28756-8762
Document Number	00449/2299
Book / Page	449 / 2299
Map Reference	CARD D PG 85
Instrument Date	Jun 29, 2020
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	917 MEDICAL CIR, MYRTLE BEACH, SC 29572-4116

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	W72N1072 HAMPTON AVE, CEDARBURG, WI 53012-3204

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,468.00 (+503.13%)	$679,517 (+655.02%) Land $150,000 Building $529,517	$679,517 (+655.02%) Land $150,000 Building $529,517
2023	$575.00 (+8.49%)	$90,000 (-) Land $90,000
2022	$530.00	$90,000 Land $90,000
2021			$90,000 Land $90,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499202011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 31 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	DSL	50 / 3
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Skyrunner, Spectrum, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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