DuPage County property record for 454 River Front Cir, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,670 sqft · built 1987 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $220,000 (Aug 2012) |
| Tax Bill | $7,987 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-114-026 |
| Primary APN | 07-24-114-026 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,670 sqft Living Area |
| Gross Area | 2,459 sqft |
| 1st Floor Area | 789 sqft |
| 2nd Floor Area | 881 sqft |
| Basement Area | 789 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 3,049 sqft (0.07 acres) |
| Lot Dimensions | 11 ft deep x 2.7 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 454 RIVER FRONT CIR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-5264 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RIVER BEND AP NO 21 ALL |
| Legal Subdivision | RIVER BEND AP NO 21 |
| Legal Block | 7 |
| Legal Lot Number | 519 |
| Legal Unit | 21 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 846504 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 454 RIVER FRONT CIR, NAPERVILLE, IL 60540-5264 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Mar 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Apr 30, 2018 | Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2012 · Amount on Record |
| Deed Sale | Aug 1, 2012 · Amount on Record |
| Prior Sale | May 25, 2012 |
| Deed Document Number | 2012100082 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 454 RIVER FRONT CIR, NAPERVILLE, IL 60540-5264 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000131417 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | R2021-131417 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 454 RIVER FRONT CIR, NAPERVILLE, IL 60540-5264 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|
| Document Number | 0000024177 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | R2020-024177 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate | 3.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 30, 2018 |
| Property Address | 454 RIVER FRONT CIR, NAPERVILLE, IL 60540-5264 |
| Document Number | 0000037237 |
| Map Reference | DOCR80-73333 |
| Instrument Date | Apr 26, 2018 |
| Instrument | R2018-037237 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | HOME CLOSING SERVICES INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 454 RIVER FRONT CIR, NAPERVILLE, IL 60540-5264 |
| Document Number | 0000037238 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | R2018-037238 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate | 4.62% |
|---|
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,987.00 (+12.26%) | $144,984 (+24.85%) Land $43,157 Building $101,827 | $434,952 (+24.85%) Land $129,471 Building $305,481 |
| 2022 | $7,115.00 Homeowner's exemption | $116,130 Land $34,290 Building $81,840 | $348,390 Land $102,870 Building $245,520 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 22 (1996–2025) |
| Claims Outside the SFHA | 6 of 22 |
| Most Recent Claim | Apr 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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