DuPage County property record for 445 River Front Cir, Naperville, IL 60540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,459 sqft · built 1986 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $725,000 (Apr 2026) |
| Tax Bill | $9,893 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Dec 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-116-012 |
| Primary APN | 07-24-116-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,459 sqft Living Area |
| 1st Floor Area | 814 sqft |
| 2nd Floor Area | 831 sqft |
| Basement Area | 814 sqft |
| Finished Basement | 814 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,227 sqft (0.12 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 445 RIVER FRONT CIR |
|---|---|
| City | NAPERVILLE |
| State | IL |
| Zip | 60540-5266 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | RIVER BEND A P NO 18 ALL |
| Legal Subdivision | RIVER BEND A P NO 18 |
| Legal Lot Number | 533 |
| Legal Unit | 18 |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | NAPERVILLE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 846504 |
Source: DuPage County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 445 RIVER FRONT CIR, NAPERVILLE, IL 60540-5266 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE |
| Dec 22, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Apr 20, 2022 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2026 · Amount on Record |
| Deed Sale | Apr 23, 2026 · Amount on Record |
| Prior Sale | Jan 23, 2025 · Amount on Record |
| Deed Document Number | 202626513 |
| Prior Transfer Date | Nov 7, 2014 |
| Prior Transfer Doc | 0000114535 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 23, 2026 |
| Property Address | 445 RIVER FRONT CIR, NAPERVILLE, IL 60540-5266 |
| Document Number | 0000026513 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026.26513 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $109,837.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 445 RIVER FRONT CIR, NAPERVILLE, IL 60540-5266 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 445 RIVER FRONT CIR, NAPERVILLE, IL 60540-5266 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000110019 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | R2022-110019 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jan 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Apr 20, 2022 |
| Property Address | 445 RIVER FRONT CIR, NAPERVILLE, IL 60540-5266 |
| Document Number | 0000039831 |
| Map Reference | DOC R80-73333 |
| Instrument Date | Apr 18, 2022 |
| Instrument | R2022-039831 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $509.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2038 SHERWOOD PL, NAPERVILLE, IL 60540 |
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Naperville Township |
| Municipality | Naperville City |
| Unified School District | Naperville Community Unit District 203 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,893.00 (+4.74%) | $177,683 (+9.67%) Land $56,754 Building $120,929 | $533,049 (+9.67%) Land $170,262 Building $362,787 |
| 2024 | $9,445.00 (+7.57%) | $162,016 (+14.18%) Land $51,750 Building $110,266 | $486,048 (+14.18%) Land $155,250 Building $330,798 |
| 2022 | $8,780.00 Homeowner's exemption | $141,900 Land $45,100 Building $96,800 | $425,700 Land $135,300 Building $290,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 22 (1996–2025) |
| Claims Outside the SFHA | 6 of 22 |
| Most Recent Claim | Apr 2025 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NAPERVILLE serves 156,406 people · EPA ID IL0434670 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | Sep 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 15 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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