454 Racoon Ln, Lorida, FL 33857 Property Records

Highlands County property record for 454 Racoon Ln, Lorida, FL 33857

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,919 sqft · built 1996
Lot Size	0.183 acres (8,000 sqft)
Owner	Individual Name on File
Last Sale	$225,900 (Mar 2023)
Tax Bill	$2,426 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Nov 2021 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`C-29-35-31-070-0000-00L0`

Property Details

APN / Parcel Number

Primary APN	`C-29-35-31-070-0000-00L0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,919 sqft Living Area
1st Floor Area	1,741 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,000 sqft (0.183 acres)
Lot Dimensions	80 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	274 sqft
Driveway	Driveway
Driveway Area	220 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	45 sqft
Patio Area	119 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	454 RACOON LN
City	LORIDA
State	FL
Zip	33857-8504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AU
Legal Description	ISTOKPOGA SHORES UNIT 6 PG 8-PG 83 LOT L
Legal Range	31E
Legal Township	35S
Legal Section	29
Legal Subdivision	ISTOKPOGA SHORES UNIT 6
Legal Lot Number	L
Legal Unit	6
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2021
Census Tract	961000

Owner

Source: Highlands County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	454 RACOON LN, LORIDA, FL 33857-8504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Warranty Deed, Transfer · FHA Mortgage MY MORTGAGE INC
Nov 3, 2021	Warranty Deed, Transfer CAPSTONE TITLE LLC
May 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 26, 2019	Warranty Deed, Transfer · VA Mortgage SUNTRUST BANK
Nov 17, 2017	Warranty Deed, Transfer HEARTLAND TITLE COMPANY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 9, 2023 · Amount on Record
Deed Sale	Mar 9, 2023 · Amount on Record
Prior Sale	Nov 3, 2021 · Amount on Record
Deed Document Number	2140548
Deed Book / Page	2961 / 1628
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 9, 2023
Property Address	454 RACOON LN, LORIDA, FL 33857-8504
Document Number	0002140548
Book / Page	2961 / 1628
Map Reference	MB 8 PG 83
Instrument Date	Mar 8, 2023
Instrument	2140548
Transaction Type	Transfer
Record Updated	Mar 23, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,581.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	454 RACOON LN, LORIDA, FL 33857-8504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 RACOON LN, LORIDA, FL 33857-8504

Mortgage

Document Number	0029611630
Date	Mar 9, 2023
Instrument	2961/1630

Lender

Name	MY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 3, 2021
Property Address	454 RACOON LN, LORIDA, FL 33857-8504
Document Number	0002062384
Book / Page	2862 / 1983
Map Reference	MB 8 PG 83
Instrument Date	Oct 28, 2021
Instrument	2062384
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3372 ANDREW CIRCLE #P32P32, 3372, AVON PARK, FL 33825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 RACOON LN, LORIDA, FL 33857-8504

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	454 RACOON LN, LORIDA, FL 33857-8504
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	MADISON SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 RACOON LN, LORIDA, FL 33857-8504

Mortgage

Document Number	0002035816
Date	May 25, 2021
Book Page	2825/1246
Instrument	2035816

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 26, 2019
Property Address	454 RACOON LN, LORIDA, FL 33857-8504
Document Number	0001938079
Book / Page	2689 / 1190
Map Reference	MB 8 PG 83
Instrument Date	Apr 24, 2019
Instrument	1938079
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 BIRCHWOOD DR, 108, PAUPACK, PA 18451-7709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	454 RACOON LN, LORIDA, FL 33857-8504

Mortgage

Document Number	0001938080
Date	Apr 26, 2019
Instrument	1938080

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 17, 2017
Property Address	454 RACOON LN, LORIDA, FL 33857-8504
Document Number	0001873589
Book / Page	002608 / 000359
Instrument Date	Nov 9, 2017
Instrument	1873589
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	HEARTLAND TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$826.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	454 RACOON LN LORIDA FL 338578504, LORIDA, FL 33857-8504

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$186,836 (-1.17%) Land $3,000 Building $183,836	$186,836 (-1.17%) Land $3,000 Building $183,836
2024	$2,426.00 (-13.39%)
2023	$2,801.00 (+9.2%)	$189,054 (+17.09%) Land $3,000 Building $186,054	$189,054 (+17.09%) Land $3,000 Building $186,054
2022	$2,565.00	$161,467 Land $3,000 Building $158,467	$161,467 Land $3,000 Building $158,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	40.9 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 90 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	90 in force
Nearby Flood Claims	20 (2002–2023)
Claims Outside the SFHA	3 of 20
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Frances, Sep 2004 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 75% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000

454 Racoon Ln, Lorida, FL 33857 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Internet Providers

Nearby Properties on Racoon Ln

Nearby Streets

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