Highlands County property record for 443 Racoon Ln, Lorida, FL 33857
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,227 sqft · built 1969 |
| Lot Size | 0.895 acres (38,991 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $208,000 (Mar 2017) |
| Tax Bill | $3,178 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | C-29-35-31-A00-0151-0000 |
| Primary APN | C-29-35-31-A00-0151-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,227 sqft Living Area |
| Gross Area | 2,942 sqft |
| 1st Floor Area | 2,227 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 38,991 sqft (0.895 acres) |
| Lot Dimensions | 644 ft deep x 100 ft wide |
| View / Lot | Water |
| Garage Type | Attached |
| Garage Area | 351 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 468 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Screened Porch |
|---|---|
| Porch Area | 735 sqft |
| Patio Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 70 sqft |
| Gazebo | 280 sqft |
| Boat Access | Boat Access |
| Boat House | Boat House |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 443 RACOON LN |
|---|---|
| City | LORIDA |
| State | FL |
| Zip | 33857-8505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | A TRACT OF LAND APPROX 100 X 322.39 FT IN GOV LOT 6 FULLY DESC IN OR 316 PG 595 + REFERRED TO AS PARCEL K PER OR 475 PG 191 29-35-31/15.1 |
| Legal Range | 31E |
| Legal Township | 35S |
| Legal Section | 29 |
| Legal Tract | O |
| Legal Lot Number | 6 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 961000 |
Source: Highlands County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 443 RACOON LN, LORIDA, FL 33857-8505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 27, 2017 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 27, 2017 · Amount on Record |
| Deed Sale | Mar 27, 2017 · Amount on Record |
| Prior Sale | Oct 20, 2016 · Amount on Record |
| Deed Document Number | 20171847285 |
| Deed Book / Page | 2572 / 1231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 443 RACOON LN, LORIDA, FL 33857-8505 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0002065022 |
|---|---|
| Date | Nov 19, 2021 |
| Book Page | 2866/1159 |
| Instrument | 2065022 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | Mar 27, 2017 |
| Property Address | 443 RACOON LN, LORIDA, FL 33857-8505 |
| Document Number | 0001847285 |
| Book / Page | 002572 / 001231 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 1847285 |
| Transaction Type | Transfer |
| Record Updated | Apr 7, 2017 |
| Title Company | SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,456.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 443 RACOON LN LORIDA FL 338578505, LORIDA, FL 33857-8505 |
| Document Number | 1847286 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 002572/001232 |
| Instrument | 1847286 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 26, 2047 |
Source: Highlands County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,178.00 (+3.11%) Homeowner's exemption | $232,064 (+17.5%) | $364,024 (+9.58%) Land $72,100 Building $291,924 |
| 2024 | $3,082.00 (+13.02%) | ||
| 2023 | $2,727.00 (+1.72%) Homeowner's exemption | $197,507 (+3%) | $332,198 (+39.56%) Land $72,100 Building $260,098 |
| 2022 | $2,681.00 Homeowner's exemption | $191,754 | $238,024 Land $72,100 Building $165,924 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 40.9 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 20 (2002–2023) |
| Claims Outside the SFHA | 3 of 20 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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