454 Prosperity Dr, San Marcos, CA 92069 Property Records

San Diego County property record for 454 Prosperity Dr, San Marcos, CA 92069

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,066 sqft · built 2016
Lot Size	6.71 acres (292,480 sqft)
Owner	2 Individual Names on File
Last Sale	$847,000 (May 2022)
Tax Bill	$11,387 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`218-171-16-03`

Property Details

APN / Parcel Number

Primary APN	`218-171-16-03`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,066 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Condo/Apartment
Lot Area	292,480 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	454 PROSPERITY DR
City	SAN MARCOS
State	CA
Zip	92069-2074
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SPA
Legal Description	LOT 1 US 58PER DOC15-0468721&16-0287605&UND INT IN MODULE 5B TR 016011
Legal Subdivision	MISSION GROVE MODULE 5B
Legal Tract	016011
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1004
Census Tract	20023

Owner

454 Prosperity Dr, a condominium, is owned and occupied by two individuals who bought it in May 2022.

Source: San Diego County records, as of July 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	454 PROSPERITY DR, SAN MARCOS, CA 92069-2074
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Grant Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Nov 16, 2017	Quit Claim Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2022 · Amount on File
Deed Sale	May 27, 2022 · Amount on File
Deed Document Number	2022227026
Prior Transfer Date	Nov 8, 2017
Prior Transfer Doc	0000536030
Record Updated	Sep 20, 2026

May 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 27, 2022
Property Address	454 PROSPERITY DR, SAN MARCOS, CA 92069-2074
Document Number	0000227026
Map Reference	MAP 16011
Instrument Date	Apr 1, 2022
Instrument	2022-0227026
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	454 PROSPERITY DR, SAN MARCOS, CA 92069-2074

Mortgage

Document Number	0000227027
Date	May 27, 2022
Instrument	2022-0227027

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	454 PROSPERITY DR, SAN MARCOS, CA 92069-2074
Document Number	0000150300
Instrument Date	Mar 16, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	454 PROSPERITY DR SAN MARCOS CA 920692074, SAN MARCOS, CA 92069-2074

Mortgage

Document Number	0000150300
Date	Mar 23, 2020
Instrument	150300

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 22, 2035

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 16, 2017
Property Address	454 PROSPERITY DR, SAN MARCOS, CA 92069-2074
Document Number	0000536030
Instrument Date	Nov 8, 2017
Instrument	536030
Transaction Type	Transfer
Record Updated	Nov 21, 2017
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	454 PROSPERITY DR SAN MARCOS CA 920692074, SAN MARCOS, CA 92069-2074

Mortgage

Document Number	536031
Date	Nov 16, 2017
Instrument	536031

Lender

Name	OPTIMUM FIRST INC
Address	FOUNTAIN VALLEY, CA 92708

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 15, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 454 Prosperity Dr was $11,387 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$916,812 (+2%) Land $573,684 Building $343,128
2025	$11,387.00 Homeowner's exemption	$898,836 Land $562,436 Building $336,400
2023	$9,945.00 (+44.03%) Homeowner's exemption	$805,000 Land $503,000 Building $302,000
2022	$6,905.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 454 Prosperity Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1993–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 454 Prosperity Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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