Burleigh County property record for 454 Napa Loop, Bismarck, ND 58504
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,342 sqft · built 1995 |
| Lot Size | 0.314 acres (13,692 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $360,000 (Sep 2013) |
| Tax Bill | $3,483 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit Dec 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1172-002-065 |
| Primary APN | 1172-002-065 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,342 sqft Living Area |
| Basement Area | 727 sqft |
| Finished Basement | 657 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | French |
| Construction Type | Frame |
| Lot Area | 13,692 sqft (0.314 acres) |
| Lot Dimensions | 147 ft deep x 73.5 ft wide |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 454 NAPA LOOP |
|---|---|
| City | BISMARCK |
| State | ND |
| Zip | 58504-7421 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | COTTONWOOD LAKE 4TH LOT 14 |
| Legal Subdivision | COTTONWOOD LAKE FOURTH |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | BURLEIGH ND |
| Township / Civil Division | BISMARCK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 11200 |
Source: Burleigh County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 454 NAPA LOOP, BISMARCK, ND 58504-7421 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2017 | Deed of Trust, Mortgage · Line of Credit CHOICE FINANCIAL GROUP |
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit CHOICE FINANCIAL GROUP |
| May 6, 2015 | Deed of Trust, Mortgage · Conventional Mortgage SECURITY FIRST BANK |
| Sep 26, 2013 | Warranty Deed, Transfer · Conventional Mortgage THE UNION BANK OF HAZEN |
| Dec 10, 2010 | Warranty Deed, Transfer · FHA Mortgage CORNERSTONE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 26, 2013 · Amount on Record |
| Deed Sale | Sep 26, 2013 · Amount on Record |
| Prior Sale | Dec 10, 2010 · Amount on Record |
| Deed Document Number | 795518 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Property Address | 454 NAPA LOOP, BISMARCK, ND 58504-7421 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 454 NAPA LOOP, BISMARCK, ND 58504-7421 |
| Document Number | 0000864387 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 864387 |
| Name | CHOICE FINANCIAL GROUP |
|---|---|
| Type | Lending Institution |
| Address | BISMARCK, ND 58504 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 26, 2022 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Property Address | 454 NAPA LOOP, BISMARCK, ND 58504-7421 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000950855 |
|---|---|
| Date | Dec 12, 2022 |
| Instrument | 950855 |
| Name | CHOICE FINANCIAL GROUP |
|---|---|
| Type | Funding / Finance Company |
| Address | FARGO, ND 58104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jan 15, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Property Address | 454 NAPA LOOP, BISMARCK, ND 58504-7421 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Title Company | FIRST RATE TITLE COMPANY, FIRST DAKOTA TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000823222 |
|---|---|
| Date | May 6, 2015 |
| Instrument | 823222 |
| Name | SECURITY FIRST BANK |
|---|---|
| Type | Bank |
| Address | BISMARCK, ND 58503 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Recording Date | Sep 26, 2013 |
| Property Address | 454 NAPA LOOP, BISMARCK, ND 58504-7421 |
| Document Number | 0000795518 |
| Instrument Date | Sep 20, 2013 |
| Instrument | 795518 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 454 NAPA LOOP, BISMARCK, ND 58504-7421 |
| Document Number | 0000795519 |
|---|---|
| Date | Sep 26, 2013 |
| Instrument | 795519 |
| Name | THE UNION BANK OF HAZEN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Oct 5, 2018 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURLEIGH ND |
| Recording Date | Dec 10, 2010 |
| Property Address | 454 NAPA LOOP, BISMARCK, ND 58504-7421 |
| Document Number | 0000737326 |
| Instrument Date | Dec 9, 2010 |
| Instrument | 737326 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 454 NAPA LOOP, BISMARCK, ND 58504-7421 |
| Document Number | 0000737327 |
|---|---|
| Date | Dec 10, 2010 |
| Instrument | 737327 |
| Name | CORNERSTONE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2041 |
| Rate | 3.87% |
|---|
Source: Burleigh County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | North Dakota |
| County | Burleigh County |
| Municipality | Bismarck City |
| Unified School District | Bismarck Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,483.00 (-33.77%) | $218,650 (+6.19%) Land $42,000 Building $176,650 | $437,300 (+6.19%) Land $84,000 Building $353,300 |
| 2023 | $5,259.00 | $205,900 Land $39,000 Building $166,900 | $411,800 Land $78,000 Building $333,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 35 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 43 units insured incl. 8 condo units |
| Nearby Flood Claims | 7 (1996–2013) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | May 2013 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BISMARCK serves 72,417 people · EPA ID ND0800080 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Sep 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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