406 Napa Loop, Bismarck, ND 58504 Property Records

Burleigh County property record for 406 Napa Loop, Bismarck, ND 58504

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,767 sqft · built 1999
Lot Size0.383 acres (16,709 sqft)
OwnerIndividual Name on Record
Last Sale$429,000 (Jul 2012)
Tax Bill$5,716 (2025)
Deeds & MortgagesNov 2020 Mortgage
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1172-002-095

Property Details

APN / Parcel Number

Primary APN1172-002-095

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area2,767 sqft Living Area
Basement Area1,623 sqft
Finished Basement1,623 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Architectural StyleFrench
Construction TypeFrame
Lot Area16,709 sqft (0.383 acres)
Lot Dimensions165 ft deep x 67.1 ft wide
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address406 NAPA LOOP
CityBISMARCK
StateND
Zip58504-7421
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionCOTTONWOOD LAKE 4TH LOT 20 AND LOT 19A
Legal SubdivisionCOTTONWOOD LAKE FOURTH
Legal Block2
Legal Lot Number19A,20
JurisdictionBURLEIGH ND
Township / Civil DivisionBISMARCK
Census Block Group2
Census Block2021
Census Tract11200

Owner

Source: Burleigh County records, as of March 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address406 NAPA LOOP, BISMARCK, ND 58504-7421
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
GATE CITY BANK
May 26, 2020Deed of Trust, Mortgage · Commercial Mortgage
GATE CITY BANK
Jul 19, 2018Deed of Trust, Mortgage · Commercial Mortgage
GATE CITY BANK
Aug 17, 2017Deed of Trust, Mortgage · Commercial Mortgage
GATE CITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2012 · Amount on Record
Deed SaleJul 30, 2012 · Amount on Record
Deed Document Number768523
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURLEIGH ND
Property Address406 NAPA LOOP, BISMARCK, ND 58504-7421
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyBISMARCK TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number912449
DateNov 6, 2020
Instrument912449
Lender
NameGATE CITY BANK
TypeBank
AddressFARGO, ND 58102
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURLEIGH ND
Property Address406 NAPA LOOP, BISMARCK, ND 58504-7421
Transaction TypeMortgage
Record UpdatedJun 9, 2020

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number901674
DateMay 26, 2020
Instrument901674
Lender
NameGATE CITY BANK
TypeBank
AddressBISMARCK, ND 58502
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueMay 15, 2035

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURLEIGH ND
Property Address406 NAPA LOOP, BISMARCK, ND 58504-7421
Transaction TypeMortgage
Record UpdatedAug 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number874792
DateJul 19, 2018
Instrument874792
Lender
NameGATE CITY BANK
TypeBank
AddressBISMARCK, ND 58502
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueJul 15, 2033

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBURLEIGH ND
Property Address406 NAPA LOOP, BISMARCK, ND 58504-7421
Transaction TypeMortgage
Record UpdatedSep 25, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 861122
DateAug 17, 2017
Instrument861122
Lender
NameGATE CITY BANK
TypeBank
AddressBismarck, ND 58502
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueAug 21, 2032

Tax Assessment & Valuation

Source: Burleigh County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateNorth Dakota
CountyBurleigh County
MunicipalityBismarck City
Unified School DistrictBismarck Public School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,716.00 (-21.32%)$323,300 (+10.85%) Land $44,000 Building $279,300$646,600 (+10.85%) Land $88,000 Building $558,600
2023$7,265.00$291,650 Land $41,000 Building $250,650$583,300 Land $82,000 Building $501,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies43 units insured
incl. 8 condo units
Nearby Flood Claims7 (1996–2013)
Claims Outside the SFHA6 of 7
Most Recent ClaimMay 2013 · Severe Storms And Flooding
Claims by Event
  • Flooding, Jul 2011 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 69% of North Dakota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BISMARCK
serves 72,417 people · EPA ID ND0800080
Water SourceGroundwater influenced by surface water
Last State InspectionSep 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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