Essex County and Saugus Town property record for 454 Main St, Saugus, MA 01906
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,485 sqft · built 1960 |
| Lot Size | 0.302 acres (13,155 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $264,000 (Feb 2008) |
| Tax Bill | $6,675 (2026) |
| Deeds & Mortgages | Apr 2021 Line of Credit Sep 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | SAUG M:013-B B:0001 L:0004 |
| Primary APN | SAUG M:013-B B:0001 L:0004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,485 sqft Living Area |
| Gross Area | 3,284 sqft |
| 1st Floor Area | 1,485 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 1,232 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,155 sqft (0.302 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7392019 |
|---|---|
| Street Address | 454 MAIN ST |
| City | SAUGUS |
| State | MA |
| Zip | 01906-3155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NA |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | SAUGUS MA |
| Township / Civil Division | SAUGUS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 208402 |
Source: Essex County and Saugus Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 454 MAIN ST, SAUGUS, MA 01906-3155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 20, 2021 | Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FEDERAL CREDIT UNION |
| Sep 3, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2008 · Amount on Record |
| Deed Sale | Feb 27, 2008 · Amount on Record |
| Prior Sale | Nov 9, 2007 · Amount on Record |
| Deed Book / Page | 27560 / 31 |
| Transfer Doc | 27312-39 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 454 MAIN ST, SAUGUS, MA 01906-3155 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39783-244 |
|---|---|
| Date | Apr 20, 2021 |
| Book Page | 39783/244 |
| Instrument | 20210420004110 |
| Name | WEBSTER FIRST FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAUGUS MA |
| Property Address | 454 MAIN ST, SAUGUS, MA 01906-3155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37809-96 |
|---|---|
| Date | Sep 3, 2019 |
| Book Page | 37809/96 |
| Instrument | 20190903002980 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2034 |
Source: Essex County and Saugus Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Saugus Town |
| Unified School District | Saugus School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,675.00 (+4.59%) | $640,600 (+7.2%) Land $340,000 Building $300,100 | $702,648 (+28.34%) |
| 2025 | $6,382.00 (+6.21%) | $597,600 (+5.92%) Land $307,400 Building $290,200 | $547,485 |
| 2024 | $6,009.00 (+1.52%) | $564,200 (+7.32%) Land $279,500 Building $284,700 | |
| 2023 | $5,919.00 | $525,700 Land $251,500 Building $274,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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