434 Main St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 434 Main St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,747 sqft · built 1958
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Trust Names on File
Last Sale	$174,000 (Aug 1994)
Tax Bill	$6,211 (2026)
Deeds & Mortgages	Aug 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:012-B B:0003 L:0004`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:012-B B:0003 L:0004`
Alternative APNs	`M:012=B B:0003 L:0004` `4804025`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,747 sqft Living Area
Gross Area	2,678 sqft
1st Floor Area	910 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,502 sqft (0.287 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4804025
Street Address	434 MAIN ST
City	SAUGUS
State	MA
Zip	01906-3165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	3
Legal Lot Number	4
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	1
Census Block	1000
Census Tract	208402

Owner

434 Main St is owner-occupied and held in a trust since August 2026.

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	434 MAIN ST, SAUGUS, MA 01906-3165
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 1994 · Amount on File
Deed Sale	Aug 29, 1994 · Amount on File
Deed Document Number	1994
Deed Book / Page	12722 / 216
Last Transfer Date	Aug 5, 2026
Transfer Doc	0000002670
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 5, 2026
Property Address	434 MAIN ST, SAUGUS, MA 01906-3165
Document Number	0000002670
Book / Page	43553 / 381
Instrument Date	Aug 5, 2026
Instrument	20262670
Transaction Type	Transfer
Record Updated	Aug 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	434 MAIN ST, SAUGUS, MA 01906-3165

Tax Assessment & Valuation

The 2026 property tax bill for 434 Main St was $6,211, up 4.7% from the year before.

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,211.00 (+4.72%)	$596,100 (+7.35%) Land $337,600 Building $257,700	$631,039 (-16.46%)
2025	$5,931.00 (+6.63%)	$555,300 (+6.32%) Land $305,300 Building $250,000	$755,345
2024	$5,562.00 (+1.87%)	$522,300 (+7.71%) Land $277,500 Building $244,800
2023	$5,460.00	$484,900 Land $249,800 Building $235,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 434 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 434 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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